Travel insurance and covid-19 coverage
Summer has arrived and so have the long-awaited holidays, this year a significant increase is expected in national and international trips and also in the contracting of Travel Insurance.
Does Travel Insurance have coverage in case of contagion of Covid 19?
YES, in fact it is the most important coverage currently, make sure that the insurance you hire has it included because some countries require that coverage to be able to access the country.
And what does it cover in case of being positive with Covid?
Medical Assistance in case of contagion by COVID-19. The capital to hire varies, choose a high enough capital for the country you are traveling to, many require a minimum capital, over €50,000.
Travel Assistance; insurance companies have a network of Medical Centres distributed throughout the world. Simply by calling the Travel Assistance number, they will help you find a Medical Centre wherever you are.
Cancellation expenses up to the contracted limit in case of testing positive for COVID-19 disease before the trip. If it is a relative, there is coverage if this is symptomatic and is hospitalized.
Extension of stay, Hotel expenses, in case of accident or illness including COVID-19, with the limits set by each company, this is very important because depending on the country to which you travel they may require some capital or others.
Does my Health Insurance cover Travel Assistance?
All the Private Health Insurances of the important companies, DKV, Adeslas, Sanitas, Asisa, Fiatc…. They include Travel Assistance for Emergencies abroad, but they may not cover in case of contagion of Covid 19.
BE AWARE!
Travel insurance does not cover trip cancellation costs if the COVID-19 pandemic is declared or is declared whilst being in the destination country to which you want to travel.
The costs of tests before traveling (PCR, antigens) and not prescribed by a medical professional are not covered.
Our advice; If you are going to travel abroad, find out about the requirements they ask to enter the country and the coverage that you must have in your Travel Insurance.
If you liked it, share!
More current news…
Do you already know the new Animal Welfare Law?
The most important change, as far as our activity is concerned, is Mandatory Insurance for all dogs, it is currently only mandatory in some Autonomous Communities and for Potentially Dangerous dogs. With fines of between 500 and 10,000 euros…
7 reasons to start private health insurance
The saturation of public health services and Surgical and Hospital care is a problem that has dragged on for a long time in Spain. This serious problem has been aggravated by the Covid-19 crisis in Spain and has prompted the hiring of private medical insurance due to...
Do i have to carry the insurance documents in the car?
One question that many drivers have is whether they should carry the Insurance documentation inside the car, the answer is that it is NOT mandatory since the Guardia Civil of Traffic and the Police can digitally access the database of insured vehicles. In any case, it...
¿Are damages caused by earthquakes and volcanic eruptions covered?
After the Earthquakes and the Volcanic Eruption of the Island of La Palma, many of us ask ourselves this question. The answer is YES but only IF YOU HAVE CONTRACTED AN INSURANCE various ‘Extraordinary Risks’ are covered, including Earthquakes and Volcanic Eruptions.
What Insurance can I deduct from the 2020 Tax Return?
If you have a mortgage with the right to a deduction, that is, formalized before 2012, you can deduct the Home, Life and Payment Protection Insurance, linked to that mortgage.
Should i contract life insurance?
It is very important to have foreseen in what situation we would leave our family in the event of our death, also of a situation of inability to work, even if we were diagnosed with a serious illness.
Can the banks oblige you to take out insurance with them?
With current interest rates at an all-time low and debtors on the rise in addition to raised commissions, traditional banking business is under pressure. As a consequence banks are looking for new lines of business in which they do not specialize in order to compensate for their losses.
Health insurance & Covid-19 tests
We’re about to enter the Christmas Holidays and many of us are going to meet again with our families and loved ones in these strange times of the Pandemic that we have to live through.
How can I save with my insurance?
It is important and sometimes mandatory to have a series of insurances that protect us against the possible eventualities that can arise in our daily life, either to us or to our family, business and properties.
Rent Protection Insurance
In these times, given the current situation, doubts have been generated regarding long term rentals. Among homeowners there are many who prefer to wait on renting out of fear that tenants will not be able to pay their monthly rent in time.
Formulario Hablemos | PBF seguros
We'll call you
FOR FREE!
We assist you in your language:
Spanish, English, Italian, German and French. From the office of your choice.
0 Comments