Choose the Life Insurance that best suits you and your investments
The Unit Linked (UL) is a Life Savings Insurance, specifically whole life, made up of investment funds, where the risk of the investment is assumed entirely by the client.
As it is a life insurance, there is a death capital, so in case of the insured’s death, his or her beneficiaries will receive a capital in addition to the value of the investment.
Contributions are not tax-deductible. Depending on who is reflected as the policyholder and beneficiary, and whether it is a survivor’s ransom or a death benefit, it will be taxed in one way or another.
The Unit Linked product is ideal for planning the transmission of an inheritance, because as it is a life insurance policy it is not part of the inheritance, and in case of the death of the insured, the beneficiaries will pay inheritance tax, with important reductions and bonuses depending on the autonomous community and kinship.
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