How can I save with my insurance?
It is important and sometimes mandatory to have a series of insurances that protect us against the possible eventualities that can arise in our daily life, either to us or to our family, business and properties.
There are compulsory insurances like car, home and life insurance if you have a mortgage, civil responsibility insurance in case of some professional or business activities, etc…
There are also not compulsory but highly recommended insurances such as health, home and commercial insurance which are very necessary to protect our heritage or our health.
Insurance brokers are independent from insurance companies and have the legal obligation to advise clients on the best offers for each type of insurance and client profile in the market.
An insurance brokerage firm has its own responsibility and total autonomy with respect to the insurance companies, its obligation is the ADVICE AND DEFENSE OF THE CLIENT.
In PBF Seguros we work with more than 20 insurance companies of all kind of insurance, so our MISSION is to look for the best offers in the market for the insurance you need.
But how do I save with the insurance I have contracted?
The insurance contract law obliges the insured to notify at least one month in advance of their wish to cancel their insurance when the contract expires, which in almost all types of insurance is annual, even though payment in instalments is permitted.
The best option is to look for new offers for the insurance you have taken out before it expires so that we can make the right decision that will allow us to save, of course, but also to maintain the same coverage and rights that you had in our current insurance and even to improve them, our advice is therefore…
Anticipation, Comparison and Action!
An insurance brokerage as PBF Seguros will help and advise you on how to control the expiration of your insurance, will present offers with improved prices and coverage and will help you with the cancellation of your current insurance company or bank.
And keep in mind that if you have a mortgage…
You are not obliged to have the insurance with the bank, which is probably charging you much more than normal and only with the coverage they are interested in.
Bring the insurance you have with your bank and let us advise you: we will save you money with your insurance!
If you liked it, share!
More current news…
Moving to the Canaries? The Ultimate Health Insurance Guide for your Non-Lucrative Visa (2026 Requirements)
The Dream vs. The Paperwork So, you’ve finally made the decision. You are trading the grey skies for the eternal spring of the Canary Islands. You can already picture yourself enjoying a café con leche in Tenerife or walking along the endless beaches of Fuerteventura....
New Vacation Rental Law (VV) in the Canary Islands: What Owners and Expats Need to Know
As of December 13, 2025, the real estate market in the Canary Islands is playing by new rules. The "Law on the Sustainable Management of Tourist Use of Housing" has officially come into force. For many expats and foreign property owners, this new legislation has...
Are you going surfing on your next trip? Then don’t forget the most important thing — your insurance
At PBF Seguros, we have been advising travellers like you for years, who combine adventure and passion with responsibility. Because if there’s one thing we’ve learned, it’s that accidents don’t warn you, but a good insurance policy will protect you.
Do you already know the new Animal Welfare Law?
The most important change, as far as our activity is concerned, is Mandatory Insurance for all dogs, it is currently only mandatory in some Autonomous Communities and for Potentially Dangerous dogs. With fines of between 500 and 10,000 euros…
7 reasons to start private health insurance
La saturación de los servicios de la sanidad pública y de la atención quirúrgica y hospitalaria es un problema que se arrastra desde hace mucho tiempo en España. Este grave problema se ha visto agravado con la crisis del coronavirus Covid-19 en España y ha impulsado...
Do i have to carry the insurance documents in the car?
One question that many drivers have is whether they should carry the Insurance documentation inside the car, the answer is that it is NOT mandatory since the Guardia Civil of Traffic and the Police can digitally access the database of insured vehicles. In any case, it...
¿Are damages caused by earthquakes and volcanic eruptions covered?
After the Earthquakes and the Volcanic Eruption of the Island of La Palma, many of us ask ourselves this question. The answer is YES but only IF YOU HAVE CONTRACTED AN INSURANCE various ‘Extraordinary Risks’ are covered, including Earthquakes and Volcanic Eruptions.
Travel insurance and covid-19 coverage
Summer has arrived and so have the long-awaited holidays, this year a significant increase is expected in national and international trips and also in the contracting of Travel Insurance.
What Insurance can I deduct from the 2020 Tax Return?
If you have a mortgage with the right to a deduction, that is, formalized before 2012, you can deduct the Home, Life and Payment Protection Insurance, linked to that mortgage.
Should i contract life insurance?
It is very important to have foreseen in what situation we would leave our family in the event of our death, also of a situation of inability to work, even if we were diagnosed with a serious illness.
Formulario Hablemos | PBF seguros
We'll call you
FOR FREE!
We assist you in your language:
Spanish, English, Italian, German and French. From the office of your choice.
Follow us!
Prudential & Broker Finance © 2026 CIF: B76138452. All rights reserved.
0 Comments