{"id":4498,"date":"2020-10-29T13:09:44","date_gmt":"2020-10-29T13:09:44","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?page_id=4498"},"modified":"2020-10-29T13:15:41","modified_gmt":"2020-10-29T13:15:41","slug":"assicurazioni-sugli-investimenti","status":"publish","type":"page","link":"https:\/\/www.pbfseguros.com\/it\/assicurazioni-sugli-investimenti\/","title":{"rendered":"Assicurazioni sugli investimenti"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;rgba(0,0,0,0.1)&#8221; background_image=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-top-seguros-vida-de-inversion_pbf-seguros.jpg&#8221; background_blend=&#8221;overlay&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;13%||13%||true|false&#8221; animation_style=&#8221;fade&#8221;][et_pb_row _builder_version=&#8221;4.4.8&#8243; width=&#8221;750px&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;95%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.8&#8243;][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat|600|||||||&#8221; text_text_color=&#8221;#ffffff&#8221; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;40px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;35px&#8221; header_font_size_phone=&#8221;20px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_text_shadow_style=&#8221;preset2&#8243;]<\/p>\n<h1>Scegli l&#8217;assicurazione sulla vita pi\u00f9 adatta a te e ai tuoi investimenti<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#presupuesto&#8221; button_text=&#8221;Richiedi Preventivo&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.6.6&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;25px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#339966&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;rgba(0,0,0,0)&#8221; button_border_radius=&#8221;35px&#8221; button_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;25px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; hover_enabled=&#8221;0&#8243; button_text_size_tablet=&#8221;22px&#8221; button_text_size_phone=&#8221;15px&#8221; button_text_size_last_edited=&#8221;on|phone&#8221; box_shadow_style=&#8221;preset3&#8243; locked=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;rgba(0,0,0,0)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;1px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;30px||30px||true|false&#8221; custom_padding_phone=&#8221;20px||20px||true|false&#8221; locked=&#8221;off&#8221;][et_pb_row _builder_version=&#8221;4.4.8&#8243; width=&#8221;850px&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.7&#8243;][et_pb_image src=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/ico-seguros-vida_unit-linked_pbf-seguros.gif&#8221; title_text=&#8221;ico-seguros-vida_unit-linked_pbf-seguros&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.8&#8243; custom_margin=&#8221;||15px||false|false&#8221; animation_style=&#8221;fade&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.4.9&#8243; header_2_font=&#8221;|300|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#95b344&#8243; header_2_font_size=&#8221;70px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h3>Unit Linked<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;justified&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>Il Unit Linked (UL) \u00e8 <strong>un&#8217;assicurazione del risparmio<\/strong> sulla vita, nello specifico tutta la vita, composta da Fondi di Investimento, dove il rischio di investimento \u00e8 assunto interamente dal cliente.<\/p>\n<p>Trattandosi di un&#8217;assicurazione sulla vita, esiste un capitale in caso di morte, quindi in caso di morte dell&#8217;assicurato, i suoi beneficiari riceveranno un capitale aggiuntivo al valore dell&#8217;investimento.<\/p>\n<p>[\/et_pb_text][et_pb_text ul_type=&#8221;none&#8221; module_class=&#8221;lista_coberturas&#8221; _builder_version=&#8221;4.4.9&#8243; text_text_color=&#8221;#000000&#8243; background_color=&#8221;rgba(204,204,102,0.34)&#8221; text_orientation=&#8221;justified&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;75px||||false|false&#8221; custom_margin_tablet=&#8221;80px||||false|false&#8221; custom_margin_phone=&#8221;60px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;50px|40px|50px|40px|false|true&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|30px||30px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;13px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h3>Tassazione<\/h3>\n<p>I contributi non vengono detratti dall&#8217;imposta sul reddito delle persone fisiche. A seconda di chi \u00e8 indicato come contraente e beneficiario della polizza, e se si tratta di un riscatto di sopravvivenza o di una prestazione in caso di morte, sar\u00e0 tassato in un modo o nell&#8217;altro.<\/p>\n<p>Il Unit Linked \u00e8 un prodotto ideale per programmare il trasferimento di beni in eredit\u00e0, perch\u00e9 essendo un&#8217;assicurazione sulla vita non fa parte del patrimonio ereditario, ed anche in caso di decesso dell&#8217;assicurato, i beneficiari saranno tassati dall&#8217;Imposta di successione, con importanti riduzioni e bonus a seconda della comunit\u00e0 autonoma e del rapporto<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;presupuesto&#8221; _builder_version=&#8221;4.4.9&#8243; background_color=&#8221;#e5e8e8&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; 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text_font_size=&#8221;20px&#8221; text_orientation=&#8221;center&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; width__hover_enabled=&#8221;on|desktop&#8221; locked=&#8221;off&#8221;]<\/p>\n<div class=\"et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_center et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<h3>Lavoriamo con i Migliori assicuratori Specializzati in assicurazioni sugli investimenti.<\/h3>\n<h3>Ti mancano 3 passi per stipulare la tua assicurazione sugli investimenti al miglior prezzo!<\/h3>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][dsm_contact_form_7 cf7_library=&#8221;1662&#8243; show_validation=&#8221;on&#8221; 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url_new_window=&#8221;on&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.9&#8243; width_tablet=&#8221;&#8221; width_phone=&#8221;200px&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||5px||false|false&#8221;][\/et_pb_image][et_pb_image src=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-mediadores-de-seguros-colegiados-pbf-seguros.jpg&#8221; alt=&#8221;Mediador de seguros colegiado | PBF seguros&#8221; title_text=&#8221;Mediador de seguros colegiado | PBF seguros&#8221; url=&#8221;http:\/\/www.mediaseguros.es\/&#8221; url_new_window=&#8221;on&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.9&#8243; width_tablet=&#8221;&#8221; width_phone=&#8221;60px&#8221; width_last_edited=&#8221;on|phone&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Scegli l&#8217;assicurazione sulla vita pi\u00f9 adatta a te e ai tuoi investimentiUnit Linked Il Unit Linked (UL) \u00e8 un&#8217;assicurazione del risparmio sulla vita, nello specifico tutta la vita, composta da Fondi di Investimento, dove il rischio di investimento \u00e8 assunto interamente dal cliente. Trattandosi di un&#8217;assicurazione sulla vita, esiste un capitale in caso di morte, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>[et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" background_color=\"rgba(0,0,0,0.1)\" background_image=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-top-seguros-vida-de-inversion_pbf-seguros.jpg\" background_blend=\"overlay\" custom_margin=\"||||true|false\" custom_padding=\"13%||13%||true|false\" animation_style=\"fade\"][et_pb_row _builder_version=\"4.4.8\" width=\"750px\" width_tablet=\"80%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.8\"][et_pb_text _builder_version=\"4.4.8\" text_font=\"Montserrat|600|||||||\" text_text_color=\"#ffffff\" header_font=\"|600|||||||\" header_text_align=\"center\" header_text_color=\"#ffffff\" header_font_size=\"40px\" header_line_height=\"1.1em\" text_orientation=\"center\" custom_margin=\"||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||10px||false|false\" custom_margin_last_edited=\"on|phone\" header_font_size_tablet=\"35px\" header_font_size_phone=\"20px\" header_font_size_last_edited=\"on|phone\" header_text_shadow_style=\"preset2\"]<\/p><h1>Elige el Seguro de Vida que mejor se adapta a ti y tus inversiones<\/h1><p>[\/et_pb_text][et_pb_button button_url=\"#presupuesto\" button_text=\"Solicita presupuesto\" button_alignment=\"center\" _builder_version=\"4.4.8\" custom_button=\"on\" button_text_size=\"25px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_color=\"rgba(0,0,0,0)\" button_border_radius=\"35px\" button_font=\"|600|||||||\" custom_margin=\"25px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" 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custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/ico-seguros-vida_unit-linked_pbf-seguros.gif\" title_text=\"ico-seguros-vida_unit-linked_pbf-seguros\" align=\"center\" _builder_version=\"4.4.8\" custom_margin=\"||15px||false|false\" animation_style=\"fade\"][\/et_pb_image][et_pb_text _builder_version=\"4.4.9\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\"]<\/p><h3>Unit Linked<\/h3><p>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"justified\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]<\/p><p>El Unit Linked (UL) es un <strong>Seguro de Vida Ahorro<\/strong>, concretamente de vida entera, compuesto por Fondos de Inversi\u00f3n, donde el riesgo de la inversi\u00f3n la asume en su totalidad el cliente.<\/p><p>Al tratarse de un seguro de vida, existe un capital de fallecimiento, por lo que en caso de muerte del asegurado, sus beneficiarios recibir\u00e1n un capital adicional al valor de la inversi\u00f3n.<\/p><p>[\/et_pb_text][et_pb_text ul_type=\"none\" module_class=\"lista_coberturas\" _builder_version=\"4.4.9\" text_text_color=\"#000000\" background_color=\"rgba(204,204,102,0.34)\" text_orientation=\"justified\" width=\"90%\" width_tablet=\"\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"75px||||false|false\" custom_margin_tablet=\"80px||||false|false\" custom_margin_phone=\"60px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"50px|40px|50px|40px|false|true\" custom_padding_tablet=\"\" custom_padding_phone=\"|30px||30px|false|true\" custom_padding_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"18px\" header_3_font_size_last_edited=\"on|phone\" text_orientation_tablet=\"\" text_orientation_phone=\"left\" text_orientation_last_edited=\"on|phone\"]<\/p><h3>Fiscalidad<\/h3><p>Las aportaciones no desgravan en el IRPF. 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