{"id":3086,"date":"2020-09-15T10:18:16","date_gmt":"2020-09-15T10:18:16","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?p=3086"},"modified":"2020-12-21T18:34:14","modified_gmt":"2020-12-21T18:34:14","slug":"how-can-i-save-with-my-insurance","status":"publish","type":"post","link":"https:\/\/www.pbfseguros.com\/en\/blog-en\/how-can-i-save-with-my-insurance\/","title":{"rendered":"How can I save with my insurance?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.4.8″ custom_margin_tablet=”” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|phone” _builder_version=”4.4.8″ custom_margin_tablet=”||||false|false” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”||0px||false|false” custom_padding_phone=””][et_pb_column type=”2_3″ _builder_version=”4.4.8″][et_pb_post_title comments=”off” _builder_version=”4.4.8″ title_font=”|600|||||||” title_font_size=”28px” title_line_height=”1.2em” meta_font_size=”13px” custom_margin=”||40px||false|false” title_font_size_tablet=”” title_font_size_phone=”22px” title_font_size_last_edited=”on|phone” meta_font_size_tablet=”” meta_font_size_phone=”12px” meta_font_size_last_edited=”on|phone” locked=”off”][\/et_pb_post_title][et_pb_text _builder_version=”4.4.8″ header_text_color=”#99cc33″ header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#99cc33″ header_3_font_size=”26px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” custom_margin=”0px||0px||false|false”]<\/p>\n

It is important and sometimes mandatory to have a series of insurances that protect us against the possible eventualities that can arise in our daily life, either to us or to our family, business and properties.<\/p>\n

There are compulsory insurances like car, home and life insurance if you have a mortgage, civil responsibility insurance in case of some professional or business activities, etc…
There are also not compulsory but highly recommended insurances such as health, home and commercial insurance which are very necessary to protect our heritage or our health.<\/p>\n

Insurance brokers are independent from insurance companies and have the legal obligation to advise clients on the best offers for each type of insurance and client profile in the market.<\/p>\n

An insurance brokerage firm has its own responsibility and total autonomy with respect to the insurance companies, its obligation is the ADVICE AND DEFENSE OF THE CLIENT.<\/strong><\/p>\n

In PBF Seguros we work with more than 20 insurance companies of all kind of insurance, so our MISSION is to look for the best offers in the market for the insurance you need.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.4.8″ header_3_text_align=”center” header_3_text_color=”#95b344″ header_3_font_size=”26px” header_3_line_height=”1.2em” custom_margin=”20px||15px||false|true” header_3_font_size_tablet=”” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|desktop”]<\/p>\n

But how do I save with the insurance I have contracted?<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.8″ header_text_color=”#99cc33″ header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#99cc33″ header_3_font_size=”26px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” custom_margin=”0px||0px||false|false”]<\/p>\n

\u00a0The insurance contract law obliges the insured to notify at least one month in advance of their wish to cancel their insurance when the contract expires, which in almost all types of insurance is annual, even though payment in instalments is permitted.<\/p>\n

The best option is to look for new offers for the insurance you have taken out before it expires so that we can make the right decision that will allow us to save, of course, but also to maintain the same coverage and rights that you had in our current insurance and even to improve them, our advice is therefore…<\/p>\n

 <\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.8″ header_3_text_align=”center” header_3_text_color=”#95b344″ header_3_font_size=”26px” header_3_line_height=”1.2em” custom_margin=”20px||15px||false|true” header_3_font_size_tablet=”” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|desktop”]<\/p>\n

Anticipation, Comparison and Action!<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.4.8″ header_text_color=”#99cc33″ header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#99cc33″ header_3_font_size=”26px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” custom_margin=”0px||0px||false|false”]<\/p>\n

An insurance brokerage as PBF Seguros will help and advise you on how to control the expiration of your insurance, will present offers with improved prices and coverage and will help you with the cancellation of your current insurance company or bank.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.8″ header_3_text_align=”center” header_3_text_color=”#95b344″ header_3_font_size=”26px” header_3_line_height=”1.2em” custom_margin=”20px||15px||false|true” header_3_font_size_tablet=”” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|desktop”]<\/p>\n

And keep in mind that if you have a mortgage…<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.8″ header_text_color=”#99cc33″ header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#99cc33″ header_3_font_size=”26px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” custom_margin=”0px||0px||false|false”]<\/p>\n

You are not obliged to have the insurance with the bank, which is probably charging you much more than normal and only with the coverage they are interested in.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.8″ header_text_color=”#99cc33″ header_3_font=”|600|||||||” header_3_text_align=”center” header_3_text_color=”#99cc33″ header_3_font_size=”26px” header_4_text_align=”justify” header_4_text_color=”#ffffff” header_4_font_size=”20px” header_4_line_height=”1.2em” background_color=”#95b344″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” custom_margin=”30px||||false|false” custom_padding=”15px|25px|8px|25px|false|true” header_4_font_size_tablet=”” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” border_radii=”on|15px|15px|15px|15px”]<\/p>\n

Bring the insurance you have with your bank and let us advise you: we will save you money with your insurance!<\/h4>\n

[\/et_pb_text][et_pb_text disabled_on=”off|off|off” _builder_version=”4.6.5″ header_3_font=”||||||||” header_3_text_align=”center” header_3_font_size=”32px” header_4_font=”||||||||” header_4_text_align=”center” header_4_font_size=”20px” module_alignment=”center” custom_margin=”50px||0px||false|false” locked=”off”]<\/p>\n

If you liked it, share!<\/h4>\n

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More current news…<\/h2>\n

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It is important and sometimes mandatory to have a series of insurances that protect us against the possible eventualities that can arise in our daily life, either to us or to our family, business and properties.<\/p>\n","protected":false},"author":1,"featured_media":2482,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|tablet\" _builder_version=\"4.4.8\" custom_margin_tablet=\"\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"||0px||false|false\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"\"][et_pb_column type=\"2_3\" _builder_version=\"4.4.8\"][et_pb_post_title comments=\"off\" _builder_version=\"4.4.8\" title_font=\"|600|||||||\" title_font_size=\"28px\" title_line_height=\"1.2em\" meta_font_size=\"13px\" title_font_size_tablet=\"\" title_font_size_phone=\"22px\" title_font_size_last_edited=\"on|phone\" meta_font_size_tablet=\"\" meta_font_size_phone=\"12px\" meta_font_size_last_edited=\"on|phone\" locked=\"off\" custom_margin=\"||40px||false|false\"][\/et_pb_post_title][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]Es importante y a veces Obligatorio tener una serie de Seguros que nos protejan frente a las posibles eventualidades que puedan surgir en nuestra vida diaria, tanto a nosotros a nuestra Familia o a nuestro Negocio y Propiedades.<\/p>

As\u00ed hay seguros obligatorios como el de Auto, Hogar y Seguro de Vida si tienes hipoteca, Seguro de Responsabilidad Civil en caso de algunas actividades profesionales o Empresariales, etc\u2026.
Igualmente hay seguros muy recomendables como el Seguro de Salud, Hogar, Comercio que sin ser obligatorios son muy necesarios al proteger nuestro Patrimonio o nuestra Salud.<\/p>

Las Corredur\u00edas de Seguros son Independientes de las Compa\u00f1\u00edas de Seguros y tienen la obligaci\u00f3n Legal de Asesorar a los Clientes de cu\u00e1les son las mejores ofertas para cada tipo de seguro y perfil de cliente que hay en el mercado.<\/p>

Una Corredur\u00eda de Seguros tiene Responsabilidad Propia y total Autonom\u00eda frente a las Aseguradoras, su Obligaci\u00f3n es el ASESORAMIENTO Y DEFENSA DEL CLIENTE<\/strong>.<\/p>

En PBF Seguros trabajamos con m\u00e1s de 20 Aseguradoras de todo tipo de Seguros por lo que nuestra MISION es buscar las mejores ofertas del mercado para el Seguro que necesites.[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_3_text_align=\"center\" header_3_text_color=\"#95b344\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"20px||15px||false|true\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"22px\" header_3_font_size_last_edited=\"on|desktop\"]<\/p>

\u00bfPero c\u00f3mo ahorrar con los seguros que tengo Contratados?<\/h3>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]<\/p>

La Ley de Contrato de Seguro obliga al Asegurado a comunicar con al menos un mes de antelaci\u00f3n su deseo de cancelar su seguro al vencimiento del contrato que en casi todos los tipos de seguro es anual, aunque se permita el pago fraccionado.<\/p>

La mejor opci\u00f3n es buscar nuevas Ofertas para los seguros que tienes contratados antes del vencimiento para poder as\u00ed tomar la decisi\u00f3n adecuada que nos permita Ahorrar, por supuesto, pero tambi\u00e9n mantener las mismas coberturas y derechos que ten\u00edamos en nuestro actual seguro e incluso Mejorarlas, nuestro consejo es pues...<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_3_text_align=\"center\" header_3_text_color=\"#95b344\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"20px||15px||false|true\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"22px\" header_3_font_size_last_edited=\"on|desktop\"]<\/p>

\u00a1Anticipaci\u00f3n, Comparaci\u00f3n y Acci\u00f3n!<\/h3>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]<\/p>

Una Corredur\u00eda de Seguros como PBF Seguros te Ayudar\u00e1 y Asesorar\u00e1 sobre como tener controlados los vencimientos de tus seguros, te presentar\u00e1 ofertas con una mejora de precio y coberturas y te ayudar\u00e1 con la comunicaci\u00f3n de baja a tu actual aseguradora o Entidad Bancaria.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_3_text_align=\"center\" header_3_text_color=\"#95b344\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"20px||15px||false|true\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"22px\" header_3_font_size_last_edited=\"on|desktop\"]<\/p>

Y ten en cuenta que si tienes Hipoteca...<\/h3>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]<\/p>

No tienes obligaci\u00f3n de tener los Seguros con el Banco, que seguramente te est\u00e1 cobrando mucho m\u00e1s de lo normal y s\u00f3lo con las coberturas que a ellos les interesa.<\/p>

[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" header_4_text_align=\"justify\" header_4_text_color=\"#ffffff\" header_4_font_size=\"20px\" header_4_line_height=\"1.2em\" background_color=\"#95b344\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"30px||||false|false\" custom_padding=\"15px|25px|8px|25px|false|true\" header_4_font_size_tablet=\"\" header_4_font_size_phone=\"16px\" header_4_font_size_last_edited=\"on|phone\" border_radii=\"on|15px|15px|15px|15px\"]<\/p>

Trae los seguros que tengas con tu banco y d\u00e9janos asesorarte: \u00a1te ahorraremos dinero con tus seguros!<\/h4>

[\/et_pb_text][et_pb_comments _builder_version=\"4.4.8\" header_font_size=\"22px\" header_line_height=\"1.2em\" title_font_size=\"16px\" custom_button=\"on\" button_text_size=\"16px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_radius=\"48px\" button_icon_color=\"#ffffff\" custom_margin=\"100px||||false|false\" locked=\"off\"][\/et_pb_comments][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.4.8\"][et_pb_sidebar orientation=\"right\" _builder_version=\"4.4.8\" body_text_color=\"#000000\" module_alignment=\"center\" custom_margin=\"80px|||||\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||0px||false|false\" border_color_left=\"#ffffff\" locked=\"off\"][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][et_pb_row _builder_version=\"4.4.8\" max_width=\"80%\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"50px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"28px\" custom_margin=\"||70px||false|false\" header_2_font_size_tablet=\"40px\" header_2_font_size_phone=\"34px\" header_2_font_size_last_edited=\"on|tablet\"]<\/p>

M\u00e1s noticias de actualidad...<\/h2>

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button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\" custom_css_main_element_last_edited=\"on|desktop\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"phone\" field_title=\"Tel\u00e9fono\" _builder_version=\"4.4.8\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"oficinas\" field_title=\"Elige oficina\" field_type=\"select\" select_options=\"%91{%22value%22:%22Gran Canaria%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Tenerife%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Fuerteventura%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22La Palma%22,%22checked%22:0,%22dragID%22:2}%93\" _builder_version=\"4.4.8\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"idioma\" field_title=\"Elige idioma\" field_type=\"select\" select_options=\"%91{%22value%22:%22Espa\u00f1ol%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Ingl\u00e9s%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Italiano%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22Alem\u00e1n%22,%22checked%22:0,%22dragID%22:2},{%22value%22:%22Franc\u00e9s%22,%22checked%22:0,%22dragID%22:3}%93\" _builder_version=\"4.4.8\"][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.4.8\" border_width_left=\"3px\" border_color_left=\"#ffffff\" border_width_left_tablet=\"0px\" border_width_left_phone=\"\" border_width_left_last_edited=\"on|phone\"][et_pb_text _builder_version=\"4.4.8\" text_font_size=\"18px\" header_3_font=\"|700|||||||\" header_3_text_color=\"#ffffff\" header_3_font_size=\"33px\" width_tablet=\"75%\" width_phone=\"\" width_last_edited=\"on|tablet\" module_alignment=\"center\" custom_padding=\"15px||15px|40px|true|false\" custom_padding_tablet=\"|||0px|true|false\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|phone\" header_3_text_align_tablet=\"center\" header_3_text_align_phone=\"center\" header_3_text_align_last_edited=\"on|phone\" text_orientation_tablet=\"center\" text_orientation_phone=\"\" text_orientation_last_edited=\"on|phone\" border_color_left=\"#ffffff\"]<\/p>

\u00a1Te llamamos GRATUITAMENTE!<\/h3>

Te atendemos en tu idioma:
Espa\u00f1ol, Ingl\u00e9s, Italiano, Alem\u00e1n y Franc\u00e9s. <\/strong>Desde la oficina que prefieras.<\/p>

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_padding=\"120px|||||\" custom_padding_tablet=\"60px||||false|false\" custom_padding_phone=\"0px||0px||false|false\" global_module=\"256\" saved_tabs=\"all\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.4.8\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" custom_margin=\"40px||40px||true|false\"][et_pb_column type=\"1_3\" _builder_version=\"4.4.8\" custom_padding=\"3%||||false|false\" custom_padding_tablet=\"3%||||false|false\" custom_padding_phone=\"0%||||false|false\" custom_padding_last_edited=\"on|tablet\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_tablet=\"display: inline-block;||max-width:33%;\"][et_pb_text _builder_version=\"4.4.8\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"|700|||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"||6px||false|false\"]<\/p>

!S\u00edguenos!<\/h4>

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