{"id":3026,"date":"2020-09-11T12:11:52","date_gmt":"2020-09-11T12:11:52","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?page_id=3026"},"modified":"2020-09-24T15:28:15","modified_gmt":"2020-09-24T15:28:15","slug":"liability-insurance","status":"publish","type":"page","link":"https:\/\/www.pbfseguros.com\/en\/liability-insurance\/","title":{"rendered":"Liability Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;rgba(0,0,0,0.1)&#8221; background_image=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/img-top-seguros-empresa-de-responsabilidad-civil_pbf-seguros.jpg&#8221; background_position=&#8221;top_center&#8221; background_blend=&#8221;overlay&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;13%||13%||true|false&#8221; animation_style=&#8221;fade&#8221;][et_pb_row _builder_version=&#8221;4.4.8&#8243; width=&#8221;805px&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;95%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.8&#8243;][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_font=&#8221;Montserrat|600|||||||&#8221; text_text_color=&#8221;#ffffff&#8221; header_font=&#8221;|600|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;40px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||10px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;35px&#8221; header_font_size_phone=&#8221;20px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_text_shadow_style=&#8221;preset2&#8243;]<\/p>\n<h1>Choose the Civil Liability Insurance that best suits your company<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#presupuesto&#8221; button_text=&#8221;Request a Quote&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.5.8&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;25px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#339966&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;rgba(0,0,0,0)&#8221; button_border_radius=&#8221;35px&#8221; button_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;25px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; button_text_size_tablet=&#8221;22px&#8221; button_text_size_phone=&#8221;15px&#8221; button_text_size_last_edited=&#8221;on|phone&#8221; box_shadow_style=&#8221;preset3&#8243; locked=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.4.8&#8243; background_color=&#8221;rgba(0,0,0,0)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;1px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;30px||30px||true|false&#8221; custom_padding_phone=&#8221;20px||20px||true|false&#8221; locked=&#8221;off&#8221;][et_pb_row _builder_version=&#8221;4.4.8&#8243; width=&#8221;875px&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.7&#8243;][et_pb_text _builder_version=&#8221;4.5.8&#8243; header_2_font=&#8221;|300|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#95b344&#8243; header_2_font_size=&#8221;70px&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_font_size=&#8221;26px&#8221; header_3_line_height=&#8221;1.2em&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221;]<\/p>\n<h3>Protect your assets and those of your company with a civil liability insurance that covers you against possible claims for damages caused to third parties or properties<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;justified&#8221; custom_margin=&#8221;30px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;20px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>In <strong>PBF<\/strong> we advise you that it is mandatory to have a civil responsibility insurance that covers possible damages to third parties, material and personal, that may be caused by your commercial, business and professional activity as well as the premises or warehouse in which you develop it.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.5.8&#8243; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.8em&#8221; header_5_font_size=&#8221;20px&#8221; header_5_line_height=&#8221;1.3em&#8221; text_orientation=&#8221;center&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;60px||||false|false&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_5_font_size_tablet=&#8221;&#8221; header_5_font_size_phone=&#8221;15px&#8221; header_5_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221;]<\/p>\n<h5>The most common civil liability Insurance would be:<\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; _builder_version=&#8221;4.4.8&#8243; width_tablet=&#8221;90%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.4.8&#8243; custom_padding_tablet=&#8221;|15px||15px|false|true&#8221; custom_padding_phone=&#8221;|0px|30px|0px|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;display: inline-block;||max-width:50%;&#8221; custom_css_main_element_phone=&#8221;||&#8221;][et_pb_image src=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-general_pbf-seguros.gif&#8221; alt=&#8221;icono de Responsabilidad Civil General | PBF Seguros&#8221; title_text=&#8221;ico-seguro-de-responsabilidad-civil-general_pbf-seguros&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.8&#8243; custom_margin=&#8221;||15px||false|false&#8221; animation_style=&#8221;fade&#8221; locked=&#8221;off&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.5.8&#8243; header_2_font=&#8221;|300|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#95b344&#8243; header_2_font_size=&#8221;70px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221;]<\/p>\n<h3>General Liability Insurance<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>It covers possible damage to third parties, both material and personal, that may occur during the development of a commercial or business activity.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.4.8&#8243; custom_padding_tablet=&#8221;|15px||15px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;display: inline-block;||max-width:50%;&#8221; custom_css_main_element_phone=&#8221; &#8220;][et_pb_image src=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-profesional_pbf-seguros.gif&#8221; alt=&#8221;icono de Responsabilidad Civil Profesional | PBF Seguros&#8221; title_text=&#8221;ico-seguro-de-responsabilidad-civil-profesional_pbf-seguros&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.8&#8243; custom_margin=&#8221;||15px||false|false&#8221; animation_style=&#8221;fade&#8221; locked=&#8221;off&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.5.8&#8243; header_2_font=&#8221;|300|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#95b344&#8243; header_2_font_size=&#8221;70px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221;]<\/p>\n<h3>Professional Liability Insurance<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.5.8&#8243; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>Covers possible claims for negligence arising from the performance of a professional association such as lawyers, architects, quantity surveyors, etc<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.4.8&#8243; width=&#8221;700px&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.4.7&#8243;][et_pb_image src=&#8221;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-de-administradores-y-directivos_pbf-seguros.gif&#8221; alt=&#8221;icono de Responsabilidad Civil de administradores y directivos | PBF Seguros&#8221; title_text=&#8221;ico-seguro-de-responsabilidad-civil-de-administradores-y-directivos_pbf-seguros&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.4.8&#8243; custom_margin=&#8221;||15px||false|false&#8221; animation_style=&#8221;fade&#8221; locked=&#8221;off&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.5.8&#8243; header_2_font=&#8221;|300|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#95b344&#8243; header_2_font_size=&#8221;70px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;60px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; header_3_font_size_tablet=&#8221;20px&#8221; header_3_font_size_phone=&#8221;16px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221;]<\/p>\n<h3>Directors and Officers Liability (D&amp;O) Insurance<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.4.8&#8243; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>In <strong>PBF<\/strong> we advise you that it is mandatory to have a civil responsibility insurance that covers possible damages to third parties, material and personal, that may be caused by your commercial, business and professional activity as well as the premises or warehouse in which you develop it.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.5.8&#8243; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.8em&#8221; header_5_font_size=&#8221;20px&#8221; header_5_line_height=&#8221;1.3em&#8221; text_orientation=&#8221;center&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;60px||||false|false&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_5_font_size_tablet=&#8221;&#8221; header_5_font_size_phone=&#8221;15px&#8221; header_5_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221;]<\/p>\n<h5>THE COVERAGES YOU CAN CONTRACT ARE:<\/h5>\n<p>[\/et_pb_text][et_pb_text ul_type=&#8221;none&#8221; module_class=&#8221;lista_coberturas&#8221; _builder_version=&#8221;4.4.9&#8243; text_text_color=&#8221;#000000&#8243; background_color=&#8221;rgba(204,204,102,0.34)&#8221; text_orientation=&#8221;justified&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;50px|40px|50px|40px|true|true&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;|30px||30px|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;13px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221;]<\/p>\n<ul>\n<li><strong>CR Exploitation:<\/strong> damage directly resulting from business activity.<\/li>\n<li><strong>RC Real Estate:<\/strong> responsibility derived from the ownership of buildings and land.<\/li>\n<li><strong>RC Locative:<\/strong> the insured derives from the condition of tenant in relation to the owner of the building.<\/li>\n<li><strong>RC Subsidiary:<\/strong> responsibility that the insured assumes not directly, for acts of third parties in their own activity. (subcontractors)<\/li>\n<li><strong>RC Pollution:<\/strong> accidental facts or omissions that cause pollution.<\/li>\n<li><strong>Employer liability:<\/strong> civil liability that an employee and salaried employee may demand from the employer for personal injury to them.<\/li>\n<li><strong>CR Cross:<\/strong> result of personal injury suffered by employees of contractors and subcontractors.<\/li>\n<li><strong>RC Products:<\/strong> liability arising from damage caused by products after delivery or by services performed.<\/li>\n<li><strong>RC Private Life:<\/strong> derived from the daily private activity of the holder and people and pets living in the same home.<\/li>\n<li><strong>RC Potentially Dangerous Dogs:<\/strong> compulsory insurance for the ownership of dogs classified as dangerous.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;presupuesto&#8221; 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width_last_edited=&#8221;on|phone&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Choose the Civil Liability Insurance that best suits your companyProtect your assets and those of your company with a civil liability insurance that covers you against possible claims for damages caused to third parties or propertiesIn PBF we advise you that it is mandatory to have a civil responsibility insurance that covers possible damages to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" background_color=\"rgba(0,0,0,0.1)\" background_image=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/img-top-seguros-empresa-de-responsabilidad-civil_pbf-seguros.jpg\" background_position=\"top_center\" background_blend=\"overlay\" custom_margin=\"||||true|false\" custom_padding=\"13%||13%||true|false\" animation_style=\"fade\"][et_pb_row _builder_version=\"4.4.8\" width=\"805px\" width_tablet=\"80%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.8\"][et_pb_text _builder_version=\"4.4.8\" text_font=\"Montserrat|600|||||||\" text_text_color=\"#ffffff\" header_font=\"|600|||||||\" header_text_align=\"center\" header_text_color=\"#ffffff\" header_font_size=\"40px\" header_line_height=\"1.1em\" text_orientation=\"center\" custom_margin=\"||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||10px||false|false\" custom_margin_last_edited=\"on|phone\" header_font_size_tablet=\"35px\" header_font_size_phone=\"20px\" header_font_size_last_edited=\"on|phone\" header_text_shadow_style=\"preset2\"]<h1>Elige el Seguro de Responsabilidad Civil que mejor se adapta a tu empresa<\/h1>[\/et_pb_text][et_pb_button button_url=\"#presupuesto\" button_text=\"Solicita presupuesto\" button_alignment=\"center\" _builder_version=\"4.4.8\" custom_button=\"on\" button_text_size=\"25px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_color=\"rgba(0,0,0,0)\" button_border_radius=\"35px\" button_font=\"|600|||||||\" custom_margin=\"25px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10px||10px||true|false\" button_text_size_tablet=\"22px\" button_text_size_phone=\"15px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"preset3\" locked=\"off\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" background_color=\"rgba(0,0,0,0)\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"1px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||||false|false\" custom_padding_tablet=\"30px||30px||true|false\" custom_padding_phone=\"20px||20px||true|false\" locked=\"off\"][et_pb_row _builder_version=\"4.4.8\" width=\"875px\" width_tablet=\"80%\" width_phone=\"90%\" width_last_edited=\"on|desktop\" custom_margin=\"||20px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" width_tablet=\"100%\" width_phone=\"\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\"]<h3>Protege tu patrimonio y el de tu empresa con un Seguro de Responsabilidad Civil que te cubra contra posibles reclamaciones por da\u00f1os producidos a terceras personas o cosas.<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"justified\" custom_margin=\"30px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"20px||||false|false\" custom_margin_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]<p>En <strong>PBF<\/strong> te asesoramos ya que es obligatorio tener un seguro de Responsabilidad Civil que cubra los posibles da\u00f1os a terceros, materiales y personales, que pueda provocar t\u00fa actividad comercial, empresarial y profesional as\u00ed como la del local o nave en que la desarrollas.<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_font_size=\"20px\" text_line_height=\"1.8em\" header_5_font_size=\"20px\" header_5_line_height=\"1.3em\" text_orientation=\"center\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"60px||||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|tablet\" header_5_font_size_tablet=\"\" header_5_font_size_phone=\"15px\" header_5_font_size_last_edited=\"on|phone\" locked=\"off\"]<h5>Los Seguros de Responsabilidad Civil m\u00e1s comunes ser\u00edan:<\/h5>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" use_custom_gutter=\"on\" _builder_version=\"4.4.8\" width_tablet=\"90%\" width_phone=\"80%\" width_last_edited=\"on|phone\" custom_margin=\"||20px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"1_2\" _builder_version=\"4.4.8\" custom_padding_tablet=\"|15px||15px|false|true\" custom_padding_phone=\"|0px|30px|0px|false|true\" custom_padding_last_edited=\"on|tablet\" custom_css_main_element_last_edited=\"on|phone\" custom_css_main_element_tablet=\"display: inline-block;||max-width:50%;\" custom_css_main_element_phone=\"||\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-general_pbf-seguros.gif\" alt=\"icono de Responsabilidad Civil General | PBF Seguros\" title_text=\"ico-seguro-de-responsabilidad-civil-general_pbf-seguros\" align=\"center\" _builder_version=\"4.4.8\" custom_margin=\"||15px||false|false\" animation_style=\"fade\" locked=\"off\"][\/et_pb_image][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\" locked=\"off\"]<h3>Responsabilidad Civil General<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"center\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]<p>Cubre los posible da\u00f1os a terceros, materiales y personales que se produzcan durante el desarrollo de una actividad comercial o empresarial.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.4.8\" custom_padding_tablet=\"|15px||15px|false|true\" custom_padding_phone=\"|0px||0px|false|true\" custom_padding_last_edited=\"on|tablet\" custom_css_main_element_last_edited=\"on|phone\" custom_css_main_element_tablet=\"display: inline-block;||max-width:50%;\" custom_css_main_element_phone=\" \"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-profesional_pbf-seguros.gif\" alt=\"icono de Responsabilidad Civil Profesional | PBF Seguros\" title_text=\"ico-seguro-de-responsabilidad-civil-profesional_pbf-seguros\" align=\"center\" _builder_version=\"4.4.8\" custom_margin=\"||15px||false|false\" animation_style=\"fade\" locked=\"off\"][\/et_pb_image][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\" locked=\"off\"]<h3>Responsabilidad Civil Profesional<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"center\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]<p>Cubre posibles reclamaciones por negligencias derivadas del ejercicio de una profesi\u00f3n colegiada como Abogados, Arquitectos, Aparejadores, etc<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.4.8\" width=\"700px\" width_tablet=\"80%\" width_phone=\"90%\" width_last_edited=\"on|tablet\" custom_margin=\"||20px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/07\/ico-seguro-de-responsabilidad-civil-de-administradores-y-directivos_pbf-seguros.gif\" alt=\"icono de Responsabilidad Civil de administradores y directivos | PBF Seguros\" title_text=\"ico-seguro-de-responsabilidad-civil-de-administradores-y-directivos_pbf-seguros\" align=\"center\" _builder_version=\"4.4.8\" custom_margin=\"||15px||false|false\" animation_style=\"fade\" locked=\"off\"][\/et_pb_image][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\" locked=\"off\"]<h3>Responsabilidad Civil de Administradores y Directivos (D&O)<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"center\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]<p>En <strong>PBF<\/strong> te asesoramos ya que es obligatorio tener un seguro de Responsabilidad Civil que cubra los posibles da\u00f1os a terceros, materiales y personales, que pueda provocar t\u00fa actividad comercial, empresarial y profesional as\u00ed como la del local o nave en que la desarrollas.<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_font_size=\"20px\" text_line_height=\"1.8em\" header_5_font_size=\"20px\" header_5_line_height=\"1.3em\" text_orientation=\"center\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"60px||||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|tablet\" header_5_font_size_tablet=\"\" header_5_font_size_phone=\"15px\" header_5_font_size_last_edited=\"on|phone\" locked=\"off\"]<h5>LAS COBERTURAS QUE PUEDES CONTRATAR SON:<\/h5>[\/et_pb_text][et_pb_text ul_type=\"none\" module_class=\"lista_coberturas\" _builder_version=\"4.4.9\" text_text_color=\"#000000\" background_color=\"rgba(204,204,102,0.34)\" text_orientation=\"justified\" width=\"90%\" width_tablet=\"\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_padding=\"50px|40px|50px|40px|true|true\" custom_padding_tablet=\"\" custom_padding_phone=\"|30px||30px|false|true\" custom_padding_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" text_orientation_tablet=\"\" text_orientation_phone=\"left\" text_orientation_last_edited=\"on|phone\"]<ul>\r\n<li><strong>RC Explotaci\u00f3n:<\/strong> da\u00f1os consecuencia directa de la actividad empresarial.<\/li>\r\n<li><strong>RC Inmobiliaria:<\/strong> responsabilidad derivada de la propiedad de edificaciones y terrenos.<\/li>\r\n<li><strong>RC Locativa:<\/strong> aquella que para el asegurado se derivase de la condici\u00f3n de arrendatario frente al propietario de la edificaci\u00f3n.<\/li>\r\n<li><strong>RC Subsidiaria:<\/strong> responsabilidad que el asegurado asume no directamente, por actos de terceros en su propia actividad. (subcontratistas)<\/li>\r\n<li><strong>RC Contaminaci\u00f3n:<\/strong> hechos u omisiones accidentales que provoquen contaminaci\u00f3n.<\/li>\r\n<li><strong>RC Patronal:<\/strong> responsabilidad civil que pueda exigirle un empleado y asalariado al empresario por da\u00f1os personales a los mismos.<\/li>\r\n<li><strong>RC Cruzada:<\/strong> resultado de da\u00f1os corporales sufridos por empleados de contratistas y subcontratistas.<\/li>\r\n<li><strong>RC Productos:<\/strong> responsabilidad derivada de los da\u00f1os causados por los productos despu\u00e9s de su entrega o por los servicios realizados.<\/li>\r\n<li><strong>RC Vida Privada:<\/strong> derivada de la actividad privada diaria del titular y personas y mascotas que convivan en el mismo domicilio.<\/li>\r\n<li><strong>RC Perros Potencialmente Peligrosos:<\/strong> seguro obligatorio por la propiedad de perros catalogados como peligrosos.<\/li>\r\n<\/ul>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" module_id=\"presupuesto\" _builder_version=\"4.4.9\" background_color=\"#e5e8e8\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"||80px||false|false\" custom_padding_tablet=\"25px||25px||true|false\" custom_padding_phone=\"15px||15px||true|false\" locked=\"off\"][et_pb_row custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.4.8\" width_tablet=\"90%\" width_phone=\"\" width_last_edited=\"on|tablet\" custom_margin=\"||0px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||0px||false|false\" custom_padding_tablet=\"||10px||false|false\" custom_padding_phone=\"\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"55px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"18px\" header_3_font_size_last_edited=\"on|phone\" header_3_line_height_tablet=\"\" header_3_line_height_phone=\"1.3em\" header_3_line_height_last_edited=\"on|phone\"]<h2>Solicitud de presupuesto<\/h2>\r\n<h3>Sin ning\u00fan compromiso, te lo enviamos antes de 24 horas.<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_font_size=\"20px\" text_orientation=\"center\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" module_alignment=\"center\" text_font_size_tablet=\"16px\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|phone\" width__hover_enabled=\"on|desktop\"]<p>\u00a1Trabajamos con las Mejores aseguradoras Especializadas en Seguros de Empresa!<\/p>[\/et_pb_text][dsm_contact_form_7 cf7_library=\"1897\" show_validation=\"on\" label_bottom_spacing=\"-15px\" button_alignment=\"right\" input_background_color=\"#ffffff\" error_msg_background_color=\"rgba(0,0,0,0)\" validation_error_background_color=\"rgba(0,0,0,0)\" module_id=\"formulario_presupuesto\" _builder_version=\"4.4.9\" labels_font=\"|600|||||||\" labels_text_color=\"#4f4f4f\" input_textarea_select_text_color=\"#898989\" placeholder_text_color=\"#000000\" radio_checkbox_text_color=\"#000000\" error_validation_text_align=\"center\" success_validation_text_align=\"center\" success_validation_text_color=\"#27ae60\" custom_button_one=\"on\" button_one_text_size=\"20px\" button_one_text_color=\"#ffffff\" button_one_bg_color=\"#339966\" button_one_border_width=\"0px\" button_one_border_radius=\"30px\" button_one_font=\"|600|||||||\" button_one_use_icon=\"off\" width=\"70%\" width_tablet=\"80%\" width_phone=\"100%\" width_last_edited=\"on|tablet\" module_alignment=\"center\" custom_margin=\"||||false|false\" custom_padding=\"||||false|false\" hover_enabled=\"0\" border_color_all_image=\"#d3d3d3\" border_width_all_error_validation=\"2px\" border_width_all_validation_success=\"2px\" border_color_all_validation_success=\"#27ae60\" box_shadow_style_input_field=\"preset1\" box_shadow_blur_input_field=\"12px\" box_shadow_spread_input_field=\"-4px\" button_one_bg_color__hover_enabled=\"on|hover\" button_one_bg_color__hover=\"#1dad59\" button_one_bg_enable_color__hover=\"on\"][\/dsm_contact_form_7][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding_tablet=\"\" custom_padding_phone=\"15px||||false|false\" global_module=\"1135\" saved_tabs=\"all\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" max_width=\"80%\" custom_margin_tablet=\"\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding_tablet=\"\" custom_padding_phone=\"||0px||false|false\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"18px\" header_3_font_size_last_edited=\"on|tablet\"]<h2>Actualidad<\/h2>\r\n<h3>Para estar a la \u00faltima en el mundo de los seguros<\/h3>[\/et_pb_text][et_pb_blog fullwidth=\"off\" posts_number=\"3\" show_more=\"on\" show_author=\"off\" show_categories=\"off\" disabled_on=\"off|off|off\" _builder_version=\"4.4.8\" header_font=\"|600|||||||\" header_text_color=\"#000000\" header_font_size=\"22px\" body_text_color=\"#000000\" read_more_text_color=\"#95b344\" read_more_font_size=\"16px\" module_alignment=\"center\" custom_margin=\"80px||||false|false\" border_width_all=\"0px\" locked=\"off\"][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"hablemos\" _builder_version=\"4.4.8\" background_color=\"#95b344\" custom_padding=\"8px||8px||true|\" global_module=\"392\" saved_tabs=\"all\"][et_pb_row column_structure=\"3_5,2_5\" 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