{"id":4953,"date":"2021-02-17T11:54:10","date_gmt":"2021-02-17T11:54:10","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?p=4953"},"modified":"2021-02-17T11:56:49","modified_gmt":"2021-02-17T11:56:49","slug":"koennen-die-banken-sie-verpflichten-mit-ihnen-eine-versicherung-abzuschliessen","status":"publish","type":"post","link":"https:\/\/www.pbfseguros.com\/de\/blog-de\/koennen-die-banken-sie-verpflichten-mit-ihnen-eine-versicherung-abzuschliessen\/","title":{"rendered":"K\u00f6nnen die Banken Sie verpflichten, mit ihnen eine Versicherung abzuschlie\u00dfen?"},"content":{"rendered":"

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Das derzeitige Bankgesch\u00e4ft steht unter Druck, da die aktuellen Zinss\u00e4tze auf einem Allzeittief sind und die Schuldner zus\u00e4tzlich zu den erh\u00f6hten Provisionen steigen. Infolgedessen suchen Banken nach neuen Gesch\u00e4ftsbereichen, auf die sie sich nicht spezialisiert haben, um ihre Verluste auszugleichen.<\/p>\n

Es ist bereits \u00fcblich, dass die Bank bei der Beantragung eines Hypothekendarlehens, eines pers\u00f6nlichen Kredits oder eines ICO f\u00fcr Freiberufler und Unternehmen eine Versicherung \u201eanbietet\u201c, um das Darlehen zu best\u00e4tigen.<\/p>\n

Es ist ILLEGAL, eine Kreditoperation mit einer Versicherung zu verkn\u00fcpfen. Dem Kunden steht es frei, eine Versicherung mit dem Versicherer seiner Wahl abzuschlie\u00dfen, der die besten Bedingungen bietet, ohne die Kreditbedingungen zu \u00e4ndern. „(Hypothekengesetz und RD Verteilung der Versicherung)“<\/p>\n

Vergessen wir nicht, dass Banken keine Versicherungsspezialisten sind, sondern mit einem Versicherer zusammenarbeiten. Ihr Hauptaugenmerk liegt auf der Wirtschaftlichkeit und nicht auf Kundenberatung oder -service.<\/p>\n

Die Bank wird Ihnen im Falle eines Anspruchs keinen Service anbieten, die Kundenbetreuung der Banken \u00a0ist tats\u00e4chlich fehlt es ihenn an Kundenbetrueung.<\/p>\n

Hinweis: Das RD-Versicherungsvertriebsgesetz verpflichtet den Versicherungsvertriebsh\u00e4ndler, diesen Kundendienst zu erbringen.<\/p>\n

Bei Hypothekendarlehen ist die Praxis des \u201eKombinierens\u201cvon Versicherungen bei Vertragsabschl\u00fcssen, unter dem Vorwand einer h\u00f6heren Bonit\u00e4t, weit verbreitet.<\/p>\n

In diesem Fall m\u00fcssen Sie berechnen, wie viel Sie wirklich bei der Bank sparen. Es kann weniger oder dasselbe sein, wie bei einem Vertrag mit einem spezialisierten Versicherungsmakler. Der Broker sucht nach dem besten Preis in den besten Unternehmen, sucht individuelle L\u00f6sungen und ber\u00e4t Sie \u00fcber die Deckung, die Sie ben\u00f6tigen. \u00a0Auch BIETET ER IHNEN EINEN KUNDENSERVICE, WENN SIE ES BEN\u00d6TIGEN.<\/p>\n

Das Hypothekengesetz erlaubt es Banken nur, die Kreditnehmer eines Hypothekendarlehens zu verpflichten, eine Schadensversicherung f\u00fcr das Eigentum abzuschlie\u00dfen. Diese Deckung wird durch eine Hausratversicherung mit mehreren Risiken abgeschlossen. Wie bereits erw\u00e4hnt, kann der Kunde w\u00e4hlen, bei welchem \u200b\u200bVersicherer und unter welchen Bedingungen er sein Eigentum versichern m\u00f6chte. Aus diesem Grund kann die Bank die Darlehensbedingungen zu keinem Zeitpunkt \u00e4ndern.<\/p>\n

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Zusammenfassend: VERGLEICHEN und SUCHEN Sie die beste Option f\u00fcr Ihre Versicherung mit einem professionellen Makler und bleiben Sie nicht bei dem, was die Bank Ihnen als erstes anbietet. Sie kennen jetzt Ihre Rechte.<\/h4>\n

[\/et_pb_text][et_pb_text disabled_on=“off|off|off“ _builder_version=“4.8.1″ header_3_font=“||||||||“ header_3_text_align=“center“ header_3_font_size=“32px“ header_4_font=“||||||||“ header_4_text_align=“center“ header_4_font_size=“20px“ module_alignment=“center“ custom_margin=“50px||0px||false|false“ hover_enabled=“0″ sticky_enabled=“0″]<\/p>\n

Wenn es Ihnen gefallen hat, teilen Sie!<\/h4>\n

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Weitere aktuelle Nachrichten \u2026<\/h2>\n

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Wir rufen Sie
\nKOSTENLOS an!<\/h3>\n

Wir unterst\u00fctzen Sie in Ihrer Sprache:
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Mehr \u00fcber uns!<\/h4>\n

[\/et_pb_text][et_pb_social_media_follow use_icon_font_size=“on“ icon_font_size=“23px“ disabled_on=“off|off|off“ _builder_version=“4.7.7″ text_orientation=“center“ border_radii=“on|7px|7px|7px|7px“][et_pb_social_media_follow_network social_network=“facebook“ url=“https:\/\/www.facebook.com\/Prudential-Brokers-Finance-Fuerteventura-395515314604641\/“ _builder_version=“4.4.9″ background_color=“#95b344″ background_enable_color=“on“ border_radii=“on|8px|8px|8px|8px“ follow_button=“off“ url_new_window=“on“]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=“instagram“ url=“https:\/\/www.instagram.com\/pbf_seguros_fuerteventura\/“ _builder_version=“4.7.7″ _module_preset=“default“ background_color=“#95b344″ background_enable_color=“on“ follow_button=“off“ url_new_window=“on“]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=“1_3″ _builder_version=“4.4.9″ custom_padding_tablet=“45px||45px||true|false“ custom_padding_phone=““ custom_padding_last_edited=“on|phone“ custom_css_main_element_last_edited=“on|tablet“ custom_css_main_element_phone=“||“][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logotipo-footer-pbf-seguros.jpg“ alt=“Prudential and brokers finance“ title_text=“Prudential & Brokers Finance“ align=“center“ _builder_version=“4.5.1″ width_tablet=““ width_phone=“70%“ width_last_edited=“on|phone“ module_alignment=“center“][\/et_pb_image][\/et_pb_column][et_pb_column type=“1_3″ _builder_version=“4.4.9″ custom_css_main_element_last_edited=“on|tablet“ custom_css_main_element_phone=“||“][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-willis-towers-watson-pbf-seguros.jpg“ alt=“Willis Towers Watson – Networks | PBF seguros“ title_text=“Willis Towers Watson – Networks | PBF seguros“ url=“https:\/\/willisnetworks.es\/“ url_new_window=“on“ align=“center“ _builder_version=“4.4.9″ width_tablet=““ width_phone=“200px“ width_last_edited=“on|phone“ custom_margin=“||5px||false|false“][\/et_pb_image][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-mediadores-de-seguros-colegiados-pbf-seguros.jpg“ alt=“Mediador de seguros colegiado | PBF seguros“ title_text=“Mediador de seguros colegiado | PBF seguros“ url=“http:\/\/www.mediaseguros.es\/“ url_new_window=“on“ align=“center“ _builder_version=“4.4.9″ width_tablet=““ width_phone=“60px“ width_last_edited=“on|phone“][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Das derzeitige Bankgesch\u00e4ft steht unter Druck, da die aktuellen Zinss\u00e4tze auf einem Allzeittief sind und die Schuldner zus\u00e4tzlich zu den erh\u00f6hten Provisionen steigen. Infolgedessen suchen Banken nach neuen Gesch\u00e4ftsbereichen, auf die sie sich nicht spezialisiert haben, um ihre Verluste auszugleichen.<\/p>\n","protected":false},"author":1,"featured_media":4921,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|tablet\" _builder_version=\"4.4.8\" custom_margin_tablet=\"\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"||0px||false|false\" locked=\"off\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"\"][et_pb_column type=\"2_3\" _builder_version=\"4.4.8\"][et_pb_post_title comments=\"off\" _builder_version=\"4.4.8\" title_font=\"|600|||||||\" title_font_size=\"28px\" title_line_height=\"1.2em\" meta_font_size=\"13px\" custom_margin=\"||40px||false|false\" title_font_size_tablet=\"\" title_font_size_phone=\"22px\" title_font_size_last_edited=\"on|phone\" meta_font_size_tablet=\"\" meta_font_size_phone=\"12px\" meta_font_size_last_edited=\"on|phone\" locked=\"off\"][\/et_pb_post_title][et_pb_text ul_type=\"circle\" _builder_version=\"4.8.1\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]

Con i tassi di interesse attuali ai minimi storici, i debitori in aumento e con il conseguente aumento delle commissioni, l'attivit\u00e0 bancaria tradizionale \u00e8 sotto pressione. Di conseguenza, le banche cercano nuove attivit\u00e0 per compensare le perdite. Attivit\u00e1 nelle quali non sono specializzate.<\/p>\r\n

\u00c8 pratica comune delle banche \u201cOFFRIRE\u201d, realmente lo pongono come una vincolazione, un'assicurazione per poter accedere al prestito (un mutuo, un credito personale o di impresa).<\/p>\r\n

Tutto ci\u00f3 \u00c8 ILLEGALE!<\/strong><\/p>\r\n

Vincolare un'operazione di credito a una qualsiasi assicurazione \u00e9 illegale!<\/p>\r\n

Per legge, il richiedente un prestito \u00e8 libero di contrattare qualsiasi assicurazione necesaria per accedere al prestito stesso, presso un Assicuratore di sua scelta, che offra le migliori condizioni senza che questo comporti alcuna modifica delle condizioni del prestito (Legge sui Mutui e la RD Distribuzione delle Assicurazioni).<\/p>\r\n

Non dimentichiamo che le banche non sono specialisti assicurativi, bens\u00ed lavorano a loro volta con un assicuratore. Il loro obiettivo principale \u00e8 quello economico e non la consulenza o il servizio ai clienti.<\/p>\r\n

La banca difficilmente ti FORNIR\u00c0 UN SERVIZIO POST-VENDITA IN CASO DI RECLAMO. Fanno gi\u00e1 f\u00e1tica ad assistere i loro clienti a livello bancario!. Nota bene, la legge sulla Distribuzione Assicurativa RD obbliga l\u2019 Intermediario Assicurativo a fornire questo servizio post-vendita.<\/p>\r\n

Nei mutui immobiliari, la pratica di \"combinarli\" e vincolarli a un'assicurazione, quando si contrae il prestito, \u00e8 molto diffusa! Questa vincolazione \u00e9 il requisito per far accedere il cliente a un credito meno oneroso.<\/p>\r\n

Normalmente una polizza che vi offrir\u00e1 un Broker, sar\u00e1 pi\u00fa econ\u00f3mica di quella oferta da una Banca, per\u00f3 il tasso d\u2019interesse che vi offriranno sul prestito compenser\u00e1 questa differenza. Tuttavia un Broker sar\u00e1 pi\u00fa attento alle vostre necessit\u00e1 assicurative che non a quelle esclusive della banca (copertura obbligatoria per la costruzione). Inoltre, un Broker ti offrir\u00e1 un SERVIZIO POST-VENDITA migliore, sopratutto in caso di reclamo.<\/p>\r\n

La legge sui mutui consente alle banche di obbligare colui che richieda un mutuo, a stipulare un'assicurazione che protegga l\u2019oggetto del mutuo da danni eventuali. Questa copertura viene stipulata attraverso un'assicurazione che si suole chiamare \u201cmultirischio\u201d. Come affermato in precedenza, il cliente pu\u00f2 scegliere liberamente con quale Assicuratore e a quali condizioni assicurare la propria propriet\u00e0. In nessun momento la banca potr\u00e0 modificare le condizioni del finanziamento per questo motivo (vedi soprattutto il beneficiario dell\u2019assicurazione, che la Banca sempre lo metter\u00e1 a suo vantaggio, mentre sarebbe pi\u00fa logico e corretto mettere un proprio familiare\/discendente).<\/p>[\/et_pb_text][et_pb_text _builder_version=\"4.8.1\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" header_4_text_align=\"justify\" header_4_text_color=\"#ffffff\" header_4_font_size=\"20px\" header_4_line_height=\"1.2em\" background_color=\"#95b344\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"30px||||false|false\" custom_padding=\"15px|25px|8px|25px|false|true\" header_4_font_size_tablet=\"\" header_4_font_size_phone=\"16px\" header_4_font_size_last_edited=\"on|phone\" border_radii=\"on|15px|15px|15px|15px\" locked=\"off\"]

In conclusione, vogliamo che tu sia libero di CERCARE e CONFRONTARE l'opzione migliore per la tua assicurazione con un Broker Professionista. Vogliamo che conosca i TUOI DIRITTI e che non ti senta costretto ad accettare la prima cosa che la banca ti offra. Fatti consigliare da un BROKER ASSICURATIVO!.<\/h4>[\/et_pb_text][et_pb_text disabled_on=\"off|off|off\" _builder_version=\"4.8.1\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"||||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"50px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"]

Se ti \u00e8 piaciuto, condividi!<\/h4>\r\n[\/et_pb_text][et_pb_text _builder_version=\"4.8.1\" _module_preset=\"default\" text_orientation=\"center\" custom_margin=\"0px||50px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\" sticky_enabled=\"0\"]
<\/path><\/svg><\/span>Facebook<\/span><\/a><\/path><\/svg><\/span>Twitter<\/span><\/a><\/path><\/svg><\/span>Email<\/span><\/a><\/path><\/svg><\/span>WhatsApp<\/span><\/a><\/div><\/div>[\/et_pb_text][et_pb_button button_url=\"https:\/\/www.pbfseguros.com\/it\/seguro-de-hogar\/#presupuesto\" button_text=\"Richiedi Preventivo\" button_alignment=\"center\" _builder_version=\"4.8.1\" custom_button=\"on\" button_text_size=\"25px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_color=\"rgba(0,0,0,0)\" button_border_radius=\"35px\" button_font=\"|600|||||||\" custom_margin=\"25px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10px||10px||true|false\" hover_enabled=\"0\" button_text_size_tablet=\"22px\" button_text_size_phone=\"20px\" button_text_size_last_edited=\"on|phone\" locked=\"off\" sticky_enabled=\"0\"][\/et_pb_button][et_pb_comments _builder_version=\"4.4.8\" header_font_size=\"22px\" header_line_height=\"1.2em\" title_font_size=\"16px\" custom_button=\"on\" button_text_size=\"16px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_radius=\"48px\" button_icon_color=\"#ffffff\" custom_margin=\"100px||||false|false\" locked=\"off\"][\/et_pb_comments][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.4.8\"][et_pb_sidebar orientation=\"right\" _builder_version=\"4.4.8\" body_text_color=\"#000000\" module_alignment=\"center\" custom_margin=\"80px|||||\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||0px||false|false\" border_color_left=\"#ffffff\" locked=\"off\"][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][et_pb_row _builder_version=\"4.4.8\" max_width=\"80%\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.8.1\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"50px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"28px\" custom_margin=\"||70px||false|false\" hover_enabled=\"0\" header_2_font_size_tablet=\"40px\" header_2_font_size_phone=\"34px\" header_2_font_size_last_edited=\"on|tablet\" sticky_enabled=\"0\"]

Altre notizie attuali \u2026<\/h2>\r\n[\/et_pb_text][et_pb_blog fullwidth=\"off\" show_more=\"on\" show_author=\"off\" show_categories=\"off\" disabled_on=\"off|off|off\" _builder_version=\"4.4.8\" header_font=\"|600|||||||\" header_text_color=\"#000000\" header_font_size=\"22px\" body_text_color=\"#000000\" read_more_text_color=\"#95b344\" read_more_font_size=\"16px\" module_alignment=\"center\" border_width_all=\"0px\"][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"hablemos\" _builder_version=\"4.4.8\" background_color=\"#95b344\" custom_padding=\"8px||8px||true|\" saved_tabs=\"all\" global_module=\"4336\"][et_pb_row column_structure=\"3_5,2_5\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.4.8\" width=\"95%\" max_width=\"95%\" module_alignment=\"center\"][et_pb_column type=\"3_5\" _builder_version=\"4.4.8\" custom_padding=\"25px||||false|false\"][et_pb_contact_form captcha=\"off\" 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button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"oficinas\" field_title=\"Scegli l\u2019ufficio\" field_type=\"select\" select_options=\"%91{%22value%22:%22Gran Canaria%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Tenerife%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Fuerteventura%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22La Palma%22,%22checked%22:0,%22dragID%22:2}%93\" _builder_version=\"4.6.6\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"idioma\" field_title=\"Scegli la lingua\" field_type=\"select\" select_options=\"%91{%22value%22:%22Spagnolo%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Inglese%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Italiano%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22Tedesco%22,%22checked%22:0,%22dragID%22:2},{%22value%22:%22Francese%22,%22checked%22:0,%22dragID%22:3}%93\" _builder_version=\"4.6.6\"][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.4.8\" border_width_left=\"3px\" border_color_left=\"#ffffff\" border_width_left_tablet=\"0px\" border_width_left_phone=\"\" 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Ti chiamiamo GRATUITAMENTE!<\/h3>\r\n

Ti assistiamo nella tua lingua:
Spagnolo, Inglese, Italiano, Tedesco, Francese<\/strong>. Dall\u2019ufficio che preferisci.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_padding=\"120px|||||\" custom_padding_tablet=\"60px||||false|false\" custom_padding_phone=\"0px||0px||false|false\" saved_tabs=\"all\" global_module=\"4335\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.4.9\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" custom_margin=\"40px||80px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||40px||false|false\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.4.9\" custom_padding=\"3%||||false|false\" custom_padding_tablet=\"0%||||false|false\" custom_padding_phone=\"0px||||false|false\" custom_padding_last_edited=\"on|phone\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_phone=\"||\"][et_pb_text disabled_on=\"off|off|off\" _builder_version=\"4.6.6\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"|700|||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"||6px||false|false\"]

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