{"id":4261,"date":"2020-10-20T10:35:26","date_gmt":"2020-10-20T10:35:26","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?p=4261"},"modified":"2020-10-20T10:53:22","modified_gmt":"2020-10-20T10:53:22","slug":"ihre-hausversicherung-deckt-die-ferienvermietung","status":"publish","type":"post","link":"https:\/\/www.pbfseguros.com\/de\/blog-de\/ihre-hausversicherung-deckt-die-ferienvermietung\/","title":{"rendered":"Ihre Hausversicherung deckt die Ferienvermietung?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8220;1&#8243; custom_padding_last_edited=&#8220;on|tablet&#8220; _builder_version=&#8220;4.4.8&#8243; custom_margin_tablet=&#8220;&#8220; custom_margin_phone=&#8220;||||false|false&#8220; custom_margin_last_edited=&#8220;on|phone&#8220; custom_padding_tablet=&#8220;||0px||false|false&#8220; custom_padding_phone=&#8220;||0px||false|false&#8220;][et_pb_row column_structure=&#8220;2_3,1_3&#8243; use_custom_gutter=&#8220;on&#8220; gutter_width=&#8220;2&#8243; custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.4.8&#8243; custom_margin_tablet=&#8220;||||false|false&#8220; custom_margin_phone=&#8220;||0px||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; custom_padding=&#8220;||||false|false&#8220; custom_padding_tablet=&#8220;||0px||false|false&#8220; custom_padding_phone=&#8220;&#8220;][et_pb_column type=&#8220;2_3&#8243; _builder_version=&#8220;4.4.8&#8243;][et_pb_post_title comments=&#8220;off&#8220; _builder_version=&#8220;4.4.8&#8243; title_font=&#8220;|600|||||||&#8220; title_font_size=&#8220;28px&#8220; title_line_height=&#8220;1.2em&#8220; meta_font_size=&#8220;13px&#8220; custom_margin=&#8220;||40px||false|false&#8220; title_font_size_tablet=&#8220;&#8220; title_font_size_phone=&#8220;22px&#8220; title_font_size_last_edited=&#8220;on|phone&#8220; meta_font_size_tablet=&#8220;&#8220; meta_font_size_phone=&#8220;12px&#8220; meta_font_size_last_edited=&#8220;on|phone&#8220; locked=&#8220;off&#8220;][\/et_pb_post_title][et_pb_text _builder_version=&#8220;4.5.3&#8243; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#95b344&#8243; header_3_font_size=&#8220;26px&#8220; header_3_line_height=&#8220;1.2em&#8220; custom_margin=&#8220;20px||15px||false|true&#8220; header_3_font_size_tablet=&#8220;&#8220; header_3_font_size_phone=&#8220;22px&#8220; header_3_font_size_last_edited=&#8220;on|desktop&#8220;]<\/p>\n<h3>Sind alle Ihre Papiere in Ordnung, erf\u00fcllen Sie alle Vorschriften?<\/h3>\n<p>[\/et_pb_text][et_pb_text ul_type=&#8220;circle&#8220; _builder_version=&#8220;4.5.3&#8243; header_text_color=&#8220;#99cc33&#8243; header_3_font=&#8220;|600|||||||&#8220; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#99cc33&#8243; header_3_font_size=&#8220;26px&#8220; background_size=&#8220;initial&#8220; background_position=&#8220;top_left&#8220; background_repeat=&#8220;repeat&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;0px||0px||false|false&#8220;]<\/p>\n<p>Falls Sie sich entscheiden, Ihre Immobilie als Ferienvermietung zu vermieten, ist es wichtig zu wissen, dass Sie rechtliche und steuerliche Vorschriften einhalten und sicherstellen m\u00fcssen, dass Ihre Hausversicherung die Nutzung als Ferienwohnungen abdeckt.<\/p>\n<ul>\n<li><strong><strong>R<\/strong>egistrieren Sie Ihre Immobilie bei der regionalen Tourismusbeh\u00f6rde:<\/strong> Als Erstes erhalten Sie die Lizenz zur Ferienvermietung von den lokalen Beh\u00f6rden der Insel, auf der sich das Grundst\u00fcck befindet. Sobald Sie die Lizenz erworben haben, k\u00f6nnen Sie Ihr VV-Zeichen au\u00dferhalb Ihrer Immobilie platzieren, und so demonstrieren, dass Sie alle Anforderungen erf\u00fcllen.<\/li>\n<li><strong><strong><\/strong>Vorlage von Steuererkl\u00e4rungen:<\/strong> Immobilieneigent\u00fcmer in Spanien m\u00fcssen Steuern zahlen, unabh\u00e4ngig davon, ob sie in Spanien steuerlich ans\u00e4ssig sind oder nicht. Einerseits m\u00fcssen Sie IGIC (Kanarische Inseln) bei der kanarischen Steuerbeh\u00f6rde registrieren, zus\u00e4tzlich m\u00fcssen die Einnahmen und Ausgaben in der j\u00e4hrlichen IRPF Steuererkl\u00e4rung angegeben werden.<\/li>\n<li><strong>Registrierung der Urlauber bei der \u00f6rtlichen spanischen Polizei:<\/strong> Jeder Reisende, der in Ihrem Ferienhaus wohnt, muss sich bei der \u00f6rtlichen Polizei anmelden. Um die Kommunikation zu erleichtern, gibt es Apps welche diesen Vorgang erleichtern.<\/li>\n<\/ul>\n<p>Um sicherzustellen, dass Ihre Vermietungen zu 100% legal sind, empfehlen wir Ihnen, sich an einen spezialisierten Berater, wie z.B. LAJARES LAW OFFICES (<a href=\"https:\/\/lajareslawoffices.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.lajareslawoffices.com<\/a>), zu wenden.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.4.8&#8243; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#95b344&#8243; header_3_font_size=&#8220;26px&#8220; header_3_line_height=&#8220;1.2em&#8220; custom_margin=&#8220;20px||15px||false|true&#8220; header_3_font_size_tablet=&#8220;&#8220; header_3_font_size_phone=&#8220;22px&#8220; header_3_font_size_last_edited=&#8220;on|desktop&#8220;]<\/p>\n<h3>Und vergessen Sie nicht Ihre Ferienhausversicherung<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.4.8&#8243; header_text_color=&#8220;#99cc33&#8243; header_3_font=&#8220;|600|||||||&#8220; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#99cc33&#8243; header_3_font_size=&#8220;26px&#8220; background_size=&#8220;initial&#8220; background_position=&#8220;top_left&#8220; background_repeat=&#8220;repeat&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;0px||0px||false|false&#8220;]<\/p>\n<p>Wenn Sie Eigent\u00fcmer eines oder mehrerer Immobilien sind, die als Ferienvermietung ausgewiesen sind, m\u00fcssen Sie sicherstellen, dass Ihre Versicherung diese Nutzung Ihres Eigentums abdeckt und im Falle eines Schadenersatzanspruchs des Mieters die zivilrechtliche Haftung zum Schutz des Eigent\u00fcmers \u00fcbernimmt.<\/p>\n<p>Viele Versicherer haben ihre Hausratversicherung bereits angepasst und diese als eine der Optionen aufgenommen, aber Vorsicht, es gibt andere es gibt auch andere Bereiche, die wichtig sind, wie zum Beispiel Diebstahl von Kundenbesitz und Vandalismus.<\/p>\n<p>Wir k\u00f6nnten Sie noch mehr \u00fcber die Versicherung der zivilrechtlichen Haftung speziell f\u00fcr Unternehmen, die sich der Nutzung und Verwaltung von Ferienwohnungen gewidmet, und auch von einer Reiseversicherung f\u00fcr Mieter, informieren, aber dies w\u00fcrde einen anderen Artikel in diesem Blog ben\u00f6tigen.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.5.3&#8243; header_text_color=&#8220;#99cc33&#8243; header_3_font=&#8220;|600|||||||&#8220; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#99cc33&#8243; header_3_font_size=&#8220;26px&#8220; header_4_text_align=&#8220;center&#8220; header_4_text_color=&#8220;#ffffff&#8220; header_4_font_size=&#8220;20px&#8220; header_4_line_height=&#8220;1.2em&#8220; background_color=&#8220;#95b344&#8243; background_size=&#8220;initial&#8220; background_position=&#8220;top_left&#8220; background_repeat=&#8220;repeat&#8220; custom_margin=&#8220;30px||||false|false&#8220; custom_padding=&#8220;15px|25px|8px|25px|false|true&#8220; header_4_font_size_tablet=&#8220;&#8220; header_4_font_size_phone=&#8220;16px&#8220; header_4_font_size_last_edited=&#8220;on|phone&#8220; border_radii=&#8220;on|15px|15px|15px|15px&#8220; locked=&#8220;off&#8220;]<\/p>\n<h4>Sie m\u00fcssen nicht mehr zahlen, um eine individuelle, auf Ihre Ferien zugeschnittene Versicherung zu erhalten- Treten Sie ohne Verpflichtung mit uns in Kontakt und probieren Sie es aus.<\/h4>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8220;off|off|off&#8220; _builder_version=&#8220;4.6.5&#8243; header_3_font=&#8220;||||||||&#8220; header_3_text_align=&#8220;center&#8220; header_3_font_size=&#8220;32px&#8220; header_4_font=&#8220;||||||||&#8220; header_4_text_align=&#8220;center&#8220; header_4_font_size=&#8220;20px&#8220; module_alignment=&#8220;center&#8220; custom_margin=&#8220;50px||0px||false|false&#8220;]<\/p>\n<h4>Wenn es Ihnen gefallen hat, teilen Sie!<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.6.5&#8243; _module_preset=&#8220;default&#8220; text_orientation=&#8220;center&#8220; custom_margin=&#8220;0px||50px||false|false&#8220; custom_margin_tablet=&#8220;&#8220; custom_margin_phone=&#8220;&#8220; custom_margin_last_edited=&#8220;on|phone&#8220; 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url_new_window=&#8220;on&#8220; align=&#8220;center&#8220; _builder_version=&#8220;4.4.9&#8243; width_tablet=&#8220;&#8220; width_phone=&#8220;200px&#8220; width_last_edited=&#8220;on|phone&#8220; custom_margin=&#8220;||5px||false|false&#8220;][\/et_pb_image][et_pb_image src=&#8220;https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-mediadores-de-seguros-colegiados-pbf-seguros.jpg&#8220; alt=&#8220;Mediador de seguros colegiado | PBF seguros&#8220; title_text=&#8220;Mediador de seguros colegiado | PBF seguros&#8220; url=&#8220;http:\/\/www.mediaseguros.es\/&#8220; url_new_window=&#8220;on&#8220; align=&#8220;center&#8220; _builder_version=&#8220;4.4.9&#8243; width_tablet=&#8220;&#8220; width_phone=&#8220;60px&#8220; width_last_edited=&#8220;on|phone&#8220;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Falls Sie sich entscheiden, Ihre Immobilie als Ferienvermietung zu vermieten, ist es wichtig zu wissen, dass Sie rechtliche und steuerliche Vorschriften einhalten und sicherstellen m\u00fcssen, dass Ihre Hausversicherung die Nutzung als Ferienwohnungen abdeckt.<\/p>\n","protected":false},"author":1,"featured_media":4269,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|tablet\" _builder_version=\"4.4.8\" custom_margin_tablet=\"\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"||0px||false|false\"][et_pb_row column_structure=\"2_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||0px||false|false\" custom_padding_phone=\"\"][et_pb_column type=\"2_3\" _builder_version=\"4.4.8\"][et_pb_post_title comments=\"off\" _builder_version=\"4.4.8\" title_font=\"|600|||||||\" title_font_size=\"28px\" title_line_height=\"1.2em\" meta_font_size=\"13px\" custom_margin=\"||40px||false|false\" title_font_size_tablet=\"\" title_font_size_phone=\"22px\" title_font_size_last_edited=\"on|phone\" meta_font_size_tablet=\"\" meta_font_size_phone=\"12px\" meta_font_size_last_edited=\"on|phone\" locked=\"off\"][\/et_pb_post_title][et_pb_text _builder_version=\"4.5.3\" header_3_text_align=\"center\" header_3_text_color=\"#95b344\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"20px||15px||false|true\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"22px\" header_3_font_size_last_edited=\"on|desktop\"]<\/p><h3>\u00bfTienes todo Correcto, Cumples todas las Normativas?<\/h3><p>[\/et_pb_text][et_pb_text ul_type=\"circle\" _builder_version=\"4.5.3\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]<\/p><p>En caso de que decida alquilar su propiedad como Alquiler Vacacional, es importante saber que debe cumplir algunas reglas legales y fiscales as\u00ed como asegurarte de que tu Seguro de Hogar cubre el Uso de Alquiler Vacacional.<\/p><ul><li><strong>Registrar su propiedad en la Autoridad Regional de Turismo<\/strong>: Lo primero de todo ser\u00e1 obtener la Licencia de Alquiler Vacacional del Cabildo de la Isla d\u00f3nde se encuentre dicha propiedad. Una vez conseguida dicha licencia podr\u00e1s colocar tu cartel de VV en tu propiedad para acreditar que cumples con dicho requisito.<\/li><li><strong>Presentar declaraciones de Impuestos<\/strong>: Los propietarios de propiedades de alquiler en Espa\u00f1a est\u00e1n obligados a pagar impuestos independientemente de si son o no residentes a efectos fiscales en Espa\u00f1a. Por un lado hay que darse de alta en el IGIC (Canarias) en la Agencia Tributaria Canaria y declarar los Ingresos y Gastos, en la Declaraci\u00f3n anual del IRPF.<\/li><li><strong>Registro de hu\u00e9spedes de vacaciones con la polic\u00eda local espa\u00f1ola<\/strong>: Existe la obligaci\u00f3n de comunicar a la polic\u00eda local el registro de cada viajero que se hospeda en nuestra vivienda vacacional. Para facilitar esta comunicaci\u00f3n existen Apps desde donde podr\u00e1s cumplir con este tr\u00e1mite.<\/li><\/ul><p>En conclusi\u00f3n para que est\u00e9s seguro de que tus Alquileres son 100% legales te recomendamos acudas a unos Gestores Especializados como LAJARES LAW OFFICES (<a href=\"https:\/\/lajareslawoffices.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.lajareslawoffices.com<\/a>).<\/p><p>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_3_text_align=\"center\" header_3_text_color=\"#95b344\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"20px||15px||false|true\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"22px\" header_3_font_size_last_edited=\"on|desktop\"]<\/p><h3>Y NO te olvides de tu Seguro de Hogar de Alquiler vacacional<\/h3><p>[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" text_orientation=\"justified\" custom_margin=\"0px||0px||false|false\"]<\/p><p>Si eres propietario de una o varias propiedades destinadas al Alquiler vacacional debes asegurarte que tu seguro cubra este uso que das a tus propiedades y que en caso de una reclamaci\u00f3n por da\u00f1os sufridos por los inquilinos dicho seguro tenga cobertura de Responsabilidad Civil que proteja al Propietario.<\/p><p>Ya muchas aseguradoras han adaptado sus seguros de hogar y han incluido este uso como una de las opciones, pero cuidado hay otras coberturas que tambi\u00e9n son importantes como el Robo de Bienes de los clientes y el Vandalismo.<\/p><p>Tambi\u00e9n podr\u00edamos hablar del Seguro de Responsabilidad Civil para Empresas dedicadas a la Explotaci\u00f3n y Gesti\u00f3n de Viviendas Vacacionales incluso de un Seguro de Asistencia en Viaje para los Inquilinos pero esto ocupar\u00eda otro art\u00edculo de este Blog.<\/p><p>[\/et_pb_text][et_pb_text _builder_version=\"4.5.3\" header_text_color=\"#99cc33\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_text_color=\"#99cc33\" header_3_font_size=\"26px\" header_4_text_align=\"center\" header_4_text_color=\"#ffffff\" header_4_font_size=\"20px\" header_4_line_height=\"1.2em\" background_color=\"#95b344\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" custom_margin=\"30px||||false|false\" custom_padding=\"15px|25px|8px|25px|false|true\" header_4_font_size_tablet=\"\" header_4_font_size_phone=\"16px\" header_4_font_size_last_edited=\"on|phone\" border_radii=\"on|15px|15px|15px|15px\" locked=\"off\"]<\/p><h4>No tienes que pagar m\u00e1s para tener un Seguro de Hogar bien hecho y adaptado a tus Alquileres Vacacionales, cons\u00faltanos sin compromiso y lo comprobar\u00e1s.<\/h4><p>[\/et_pb_text][et_pb_text disabled_on=\"off|off|off\" _builder_version=\"4.5.8\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"||||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"50px||0px||false|false\"]<\/p><h4>Si te ha gustado, \u00a1comparte!<\/h4><p>[\/et_pb_text][et_pb_text _builder_version=\"4.5.8\" _module_preset=\"default\" text_orientation=\"center\" custom_margin=\"0px||50px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\"]<\/p><div class=\"addtoany_share_save_container addtoany_content addtoany_content_bottom\"><div class=\"a2a_kit a2a_kit_size_32 addtoany_list\" style=\"line-height: 32px;\" data-a2a-url=\"https:\/\/www.pbfseguros.com\/blog\/tu-seguro-de-hogar-cubre-el-alquiler-vacacional\/\" data-a2a-title=\"\u00bfTu Seguro de Hogar cubre el Alquiler Vacacional?\"><a class=\"a2a_button_facebook\" title=\"Facebook\" href=\"\/#facebook\" target=\"_blank\" 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href=\"\/#whatsapp\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" data-et-has-event-already=\"true\"><span class=\"a2a_label\">WhatsApp<\/span><\/a><\/div><\/div><p>[\/et_pb_text][et_pb_button button_url=\"https:\/\/www.pbfseguros.com\/seguro-de-hogar\/#presupuesto\" button_text=\"Solicita presupuesto\" button_alignment=\"center\" _builder_version=\"4.5.8\" custom_button=\"on\" button_text_size=\"25px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_color=\"rgba(0,0,0,0)\" button_border_radius=\"35px\" button_font=\"|600|||||||\" custom_margin=\"25px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10px||10px||true|false\" button_text_size_tablet=\"22px\" button_text_size_phone=\"20px\" button_text_size_last_edited=\"on|phone\" locked=\"off\"][\/et_pb_button][et_pb_comments _builder_version=\"4.4.8\" header_font_size=\"22px\" header_line_height=\"1.2em\" title_font_size=\"16px\" custom_button=\"on\" button_text_size=\"16px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_radius=\"48px\" button_icon_color=\"#ffffff\" custom_margin=\"100px||||false|false\" locked=\"off\"][\/et_pb_comments][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.4.8\"][et_pb_sidebar orientation=\"right\" _builder_version=\"4.4.8\" body_text_color=\"#000000\" module_alignment=\"center\" custom_margin=\"80px|||||\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||0px||false|false\" border_color_left=\"#ffffff\" locked=\"off\"][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][et_pb_row _builder_version=\"4.4.8\" max_width=\"80%\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"50px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"28px\" custom_margin=\"||70px||false|false\" header_2_font_size_tablet=\"40px\" header_2_font_size_phone=\"34px\" header_2_font_size_last_edited=\"on|tablet\"]<\/p><h2>M\u00e1s noticias de actualidad...<\/h2><p>[\/et_pb_text][et_pb_blog fullwidth=\"off\" show_more=\"on\" show_author=\"off\" show_categories=\"off\" disabled_on=\"off|off|off\" _builder_version=\"4.4.8\" header_font=\"|600|||||||\" header_text_color=\"#000000\" header_font_size=\"22px\" body_text_color=\"#000000\" read_more_text_color=\"#95b344\" read_more_font_size=\"16px\" module_alignment=\"center\" border_width_all=\"0px\"][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"hablemos\" _builder_version=\"4.4.8\" background_color=\"#95b344\" custom_padding=\"8px||8px||true|\" global_module=\"392\" saved_tabs=\"all\"][et_pb_row column_structure=\"3_5,2_5\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.4.8\" width=\"95%\" max_width=\"95%\" module_alignment=\"center\"][et_pb_column type=\"3_5\" _builder_version=\"4.4.8\" custom_padding=\"25px||||false|false\"][et_pb_contact_form captcha=\"off\" email=\"pbf@prudentialandbrokers.com\" title=\"Formulario Hablemos | PBF seguros\" custom_message=\"Nueva petici\u00f3n de llamada gratuita desde la web.||et_pb_line_break_holder||||et_pb_line_break_holder||Nombre: %%name%%||et_pb_line_break_holder||Tel\u00e9fono: %%phone%%||et_pb_line_break_holder||Oficina: %%oficinas%%||et_pb_line_break_holder||Idioma: 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custom_css_contact_button_last_edited=\"on|phone\" custom_css_contact_button_phone=\"margin-top: 20px;||\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"rgba(255,255,255,0.84)\" button_bg_enable_color__hover=\"on\"][et_pb_contact_field field_id=\"name\" field_title=\"Nombre\" _builder_version=\"4.5.8\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\" custom_css_main_element_last_edited=\"on|desktop\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"phone\" field_title=\"Tel\u00e9fono\" _builder_version=\"4.5.8\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"oficinas\" field_title=\"Elige oficina\" field_type=\"select\" select_options=\"%91{%22value%22:%22Gran Canaria%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Tenerife%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Fuerteventura%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22La Palma%22,%22checked%22:0,%22dragID%22:2}%93\" _builder_version=\"4.5.8\"][\/et_pb_contact_field][et_pb_contact_field field_id=\"idioma\" field_title=\"Elige idioma\" field_type=\"select\" select_options=\"%91{%22value%22:%22Espa\u00f1ol%22,%22checked%22:0,%22dragID%22:-1},{%22value%22:%22Ingl\u00e9s%22,%22checked%22:0,%22dragID%22:0},{%22value%22:%22Italiano%22,%22checked%22:0,%22dragID%22:1},{%22value%22:%22Alem\u00e1n%22,%22checked%22:0,%22dragID%22:2},{%22value%22:%22Franc\u00e9s%22,%22checked%22:0,%22dragID%22:3}%93\" _builder_version=\"4.5.8\"][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.4.8\" border_width_left=\"3px\" border_color_left=\"#ffffff\" border_width_left_tablet=\"0px\" border_width_left_phone=\"\" border_width_left_last_edited=\"on|phone\"][et_pb_text _builder_version=\"4.5.8\" text_font_size=\"18px\" header_3_font=\"|700|||||||\" header_3_text_color=\"#ffffff\" header_3_font_size=\"33px\" width_tablet=\"75%\" width_phone=\"90%\" width_last_edited=\"on|tablet\" module_alignment=\"center\" custom_padding=\"15px||15px|40px|true|false\" custom_padding_tablet=\"|||0px|true|false\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|phone\" header_3_text_align_tablet=\"center\" header_3_text_align_phone=\"center\" header_3_text_align_last_edited=\"on|phone\" text_orientation_tablet=\"center\" text_orientation_phone=\"\" text_orientation_last_edited=\"on|phone\" border_color_left=\"#ffffff\"]<\/p><h3>\u00a1Te llamamos GRATUITAMENTE!<\/h3><p>Te atendemos en tu idioma:<br \/><strong>Espa\u00f1ol, Ingl\u00e9s, Italiano, Alem\u00e1n y Franc\u00e9s. <\/strong>Desde la oficina que prefieras.<\/p><p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_padding=\"120px|||||\" custom_padding_tablet=\"60px||||false|false\" custom_padding_phone=\"0px||0px||false|false\" global_module=\"256\" saved_tabs=\"all\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.4.9\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" custom_margin=\"40px||80px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||40px||false|false\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.4.9\" custom_padding=\"3%||||false|false\" custom_padding_tablet=\"0%||||false|false\" custom_padding_phone=\"0px||||false|false\" custom_padding_last_edited=\"on|phone\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_phone=\"||\"][et_pb_text disabled_on=\"off|off|off\" _builder_version=\"4.4.9\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"|700|||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"||6px||false|false\"]<\/p><h4>!S\u00edguenos!<\/h4><p>[\/et_pb_text][et_pb_social_media_follow use_icon_font_size=\"on\" icon_font_size=\"23px\" disabled_on=\"off|off|off\" _builder_version=\"4.5.1\" text_orientation=\"center\" border_radii=\"on|7px|7px|7px|7px\"][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/Prudential-Brokers-Finance-Fuerteventura-395515314604641\/\" _builder_version=\"4.4.9\" background_color=\"#95b344\" background_enable_color=\"on\" border_radii=\"on|8px|8px|8px|8px\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"instagram\" url=\"https:\/\/www.instagram.com\/pbf_insurance_broker\/\" _builder_version=\"4.5.1\" _module_preset=\"default\" background_color=\"#95b344\" background_enable_color=\"on\" follow_button=\"off\" url_new_window=\"on\"]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.4.9\" custom_padding_tablet=\"45px||45px||true|false\" custom_padding_phone=\"\" custom_padding_last_edited=\"on|phone\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_phone=\"||\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logotipo-footer-pbf-seguros.jpg\" alt=\"Prudential and brokers finance\" title_text=\"Prudential & Brokers Finance\" align=\"center\" _builder_version=\"4.5.1\" width_tablet=\"\" width_phone=\"70%\" width_last_edited=\"on|phone\" module_alignment=\"center\"][\/et_pb_image][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.4.9\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_phone=\"||\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-willis-towers-watson-pbf-seguros.jpg\" alt=\"Willis Towers Watson - Networks | PBF seguros\" title_text=\"Willis Towers Watson - Networks | PBF seguros\" url=\"https:\/\/willisnetworks.es\/\" url_new_window=\"on\" align=\"center\" _builder_version=\"4.4.9\" width_tablet=\"\" width_phone=\"200px\" width_last_edited=\"on|phone\" custom_margin=\"||5px||false|false\"][\/et_pb_image][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-mediadores-de-seguros-colegiados-pbf-seguros.jpg\" alt=\"Mediador de seguros colegiado | PBF seguros\" title_text=\"Mediador de seguros colegiado | PBF seguros\" url=\"http:\/\/www.mediaseguros.es\/\" url_new_window=\"on\" align=\"center\" _builder_version=\"4.4.9\" width_tablet=\"\" width_phone=\"60px\" width_last_edited=\"on|phone\"][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[54,56],"tags":[],"class_list":["post-4261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-de","category-hausratsversicherung-dateien"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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content=\"https:\/\/www.pbfseguros.com\/de\/blog-de\/ihre-hausversicherung-deckt-die-ferienvermietung\/\" \/>\n<meta property=\"og:site_name\" content=\"PBF Seguros\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pbfsegurosfuerteventura1\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-20T10:35:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-10-20T10:53:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/10\/img-alquiler-vacacionalseguros-pbf.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"659\" \/>\n\t<meta property=\"og:image:height\" content=\"384\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PBF Seguros\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"PBF 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