{"id":4053,"date":"2020-10-16T07:46:47","date_gmt":"2020-10-16T07:46:47","guid":{"rendered":"https:\/\/www.pbfseguros.com\/?page_id=4053"},"modified":"2020-10-16T08:21:44","modified_gmt":"2020-10-16T08:21:44","slug":"investitionsversicherung","status":"publish","type":"page","link":"https:\/\/www.pbfseguros.com\/de\/investitionsversicherung\/","title":{"rendered":"Investitionsversicherung"},"content":{"rendered":"

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Entscheiden Sie sich f\u00fcr die Lebensversicherung, die am besten zu Ihren Investitionen und Ihnen passt<\/h1>\n

[\/et_pb_text][et_pb_button button_url=“#presupuesto“ button_text=“Angebot anfordern“ button_alignment=“center“ _builder_version=“4.6.5″ custom_button=“on“ button_text_size=“25px“ button_text_color=“#ffffff“ button_bg_color=“#339966″ button_border_width=“0px“ button_border_color=“rgba(0,0,0,0)“ button_border_radius=“35px“ button_font=“|600|||||||“ custom_margin=“25px||||false|false“ custom_margin_tablet=““ custom_margin_phone=“0px||||false|false“ custom_margin_last_edited=“on|phone“ custom_padding=“10px||10px||true|false“ hover_enabled=“0″ button_text_size_tablet=“22px“ button_text_size_phone=“15px“ button_text_size_last_edited=“on|phone“ box_shadow_style=“preset3″ locked=“off“ sticky_enabled=“0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ custom_padding_last_edited=“on|phone“ _builder_version=“4.4.8″ background_color=“rgba(0,0,0,0)“ custom_margin=“0px||||false|false“ custom_margin_tablet=“1px||||false|false“ custom_margin_phone=“0px||||false|false“ custom_margin_last_edited=“on|tablet“ custom_padding=“||||false|false“ custom_padding_tablet=“30px||30px||true|false“ custom_padding_phone=“20px||20px||true|false“ locked=“off“][et_pb_row _builder_version=“4.4.8″ width=“850px“ width_tablet=“80%“ width_phone=“90%“ width_last_edited=“on|phone“ custom_margin=“||20px||false|false“ custom_margin_tablet=““ custom_margin_phone=““ custom_margin_last_edited=“on|phone“][et_pb_column type=“4_4″ _builder_version=“4.4.7″][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/ico-seguros-vida_unit-linked_pbf-seguros.gif“ title_text=“ico-seguros-vida_unit-linked_pbf-seguros“ align=“center“ _builder_version=“4.4.8″ custom_margin=“||15px||false|false“ animation_style=“fade“][\/et_pb_image][et_pb_text _builder_version=“4.6.5″ header_2_font=“|300|||||||“ header_2_text_align=“center“ header_2_text_color=“#95b344″ header_2_font_size=“70px“ header_3_font=“||||||||“ header_3_text_align=“center“ header_3_line_height=“1.2em“ custom_margin=“||10px||false|false“ hover_enabled=“0″ header_2_font_size_tablet=“60px“ header_2_font_size_phone=“40px“ header_2_font_size_last_edited=“on|tablet“ header_3_font_size_tablet=“20px“ header_3_font_size_phone=“16px“ header_3_font_size_last_edited=“on|phone“ sticky_enabled=“0″]<\/p>\n

Fondsgebundene Lebensversicherung<\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=“4.4.8″ text_text_color=“#000000″ text_orientation=“justified“ text_font_size_tablet=““ text_font_size_phone=““ text_font_size_last_edited=“on|desktop“]<\/p>\n

 <\/p>\n

Die Unit Linked (UL) ist eine Lebensversicherung<\/strong>, genauer gesagt f\u00fcr die gesamte Lebensdauer, die aus Investmentfonds besteht, bei der das Anlagerisiko vollst\u00e4ndig vom Kunden \u00fcbernommen wird.<\/p>\n

Da es sich um eine Lebensversicherung handelt, gibt es ein Todeskapital, sodass im Falle des Todes des Versicherten seine Leistungsempf\u00e4nger zus\u00e4tzlich zum Wert der Investition ein Kapital erhalten.<\/p>\n

 <\/p>\n

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Steuern<\/h3>\n

Die Beitr\u00e4ge sind nicht steuerlich absetzbar. Je nachdem, wer als Versicherungsnehmer und Beg\u00fcnstigter eingesetzt wird, und ob es sich um einen Einsatz zum \u00dcberleben oder eine Sterbehilfe handelt, werden die Beitr\u00e4ge auf die eine oder andere Weise besteuert.<\/p>\n

Das Produkt Unit Linked<\/strong> ist ideal bei der \u00dcbertragung einer Erbschaft, da es sich um eine Lebensversicherungspolice handelt, die nicht Teil der Erbschaft ist Im Falle des Todes des Versicherten zahlen die Beg\u00fcnstigten die Erbschaftssteuer, wobei wichtige Erm\u00e4\u00dfigungen und Boni von der autonomen Gemeinschaft und der Verwandtschaft abh\u00e4ngen.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ custom_padding_last_edited=“on|phone“ module_id=“presupuesto“ _builder_version=“4.4.9″ background_color=“#e5e8e8″ custom_margin=“||||false|false“ custom_margin_tablet=“||||false|false“ custom_margin_phone=“0px||||false|false“ custom_margin_last_edited=“on|desktop“ custom_padding=“||80px||false|false“ custom_padding_tablet=“25px||25px||true|false“ custom_padding_phone=“15px||15px||true|false“ locked=“off“][et_pb_row custom_padding_last_edited=“on|desktop“ _builder_version=“4.4.8″ width_tablet=“90%“ width_phone=““ width_last_edited=“on|tablet“ custom_margin=“||0px||false|false“ custom_margin_tablet=““ custom_margin_phone=“||0px||false|false“ custom_margin_last_edited=“on|tablet“ custom_padding=“||0px||false|false“ custom_padding_tablet=“||10px||false|false“ custom_padding_phone=““][et_pb_column type=“4_4″ _builder_version=“4.4.7″][et_pb_text _builder_version=“4.4.8″ header_2_font=“|300|||||||“ header_2_text_align=“center“ header_2_text_color=“#95b344″ header_2_font_size=“55px“ header_3_font=“|600|||||||“ header_3_text_align=“center“ header_3_font_size=“26px“ header_3_line_height=“1.2em“ custom_margin=“||10px||false|false“ custom_margin_tablet=““ custom_margin_phone=“||0px||false|false“ custom_margin_last_edited=“on|phone“ header_2_font_size_tablet=“60px“ header_2_font_size_phone=“40px“ header_2_font_size_last_edited=“on|tablet“ header_3_font_size_tablet=“20px“ header_3_font_size_phone=“18px“ header_3_font_size_last_edited=“on|phone“ header_3_line_height_tablet=““ header_3_line_height_phone=“1.3em“ header_3_line_height_last_edited=“on|phone“]<\/p>\n

Angebot anfordern<\/h2>\n

Wir schicken Ihnen dieses unverbindlich innerhalb von 24 Stunden zu.<\/h3>\n

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Wir arbeiten mit den besten Versicherungsunternehmen zusammen, die auf Lebensversicherungen spezialisiert sind.<\/h3>\n

Sie sind drei Schritte von Ihrer Lebensinvestitionsversicherung zum besten Preis entfernt!<\/h3>\n

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Wir rufen Sie
\nKOSTENLOS an!<\/h3>\n

Wir unterst\u00fctzen Sie in Ihrer Sprache:
\nSpanisch, Englisch, Italienisch, Deutsch und Franz\u00f6sisch<\/strong>. Aus der Zweigstelle Ihrer Wahl.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ custom_padding_last_edited=“on|phone“ _builder_version=“4.4.8″ custom_padding=“120px|||||“ custom_padding_tablet=“60px||||false|false“ custom_padding_phone=“0px||0px||false|false“ saved_tabs=“all“ global_module=“3839″][et_pb_row column_structure=“1_3,1_3,1_3″ _builder_version=“4.4.9″ width=“100%“ max_width=“100%“ module_alignment=“center“ custom_margin=“40px||80px||false|false“ custom_margin_tablet=““ custom_margin_phone=“||40px||false|false“ custom_margin_last_edited=“on|phone“][et_pb_column type=“1_3″ _builder_version=“4.4.9″ custom_padding=“3%||||false|false“ custom_padding_tablet=“0%||||false|false“ custom_padding_phone=“0px||||false|false“ custom_padding_last_edited=“on|phone“ custom_css_main_element_last_edited=“on|tablet“ custom_css_main_element_phone=“||“][et_pb_text disabled_on=“off|off|off“ _builder_version=“4.6.5″ header_3_font=“||||||||“ header_3_text_align=“center“ header_3_font_size=“32px“ header_4_font=“|700|||||||“ header_4_text_align=“center“ header_4_font_size=“20px“ module_alignment=“center“ custom_margin=“||6px||false|false“ custom_padding=“|||17px|false|false“]<\/p>\n

Mehr \u00fcber uns!<\/h4>\n

[\/et_pb_text][et_pb_social_media_follow use_icon_font_size=“on“ icon_font_size=“23px“ disabled_on=“off|off|off“ _builder_version=“4.6.5″ text_orientation=“center“ border_radii=“on|7px|7px|7px|7px“][et_pb_social_media_follow_network social_network=“facebook“ url=“https:\/\/www.facebook.com\/Prudential-Brokers-Finance-Fuerteventura-395515314604641\/“ _builder_version=“4.4.9″ background_color=“#95b344″ background_enable_color=“on“ border_radii=“on|8px|8px|8px|8px“ follow_button=“off“ url_new_window=“on“]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=“instagram“ url=“https:\/\/www.instagram.com\/pbf_insurance_broker\/“ _builder_version=“4.5.1″ _module_preset=“default“ background_color=“#95b344″ background_enable_color=“on“ follow_button=“off“ url_new_window=“on“]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=“1_3″ _builder_version=“4.4.9″ custom_padding_tablet=“45px||45px||true|false“ custom_padding_phone=““ custom_padding_last_edited=“on|phone“ custom_css_main_element_last_edited=“on|tablet“ custom_css_main_element_phone=“||“][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logotipo-footer-pbf-seguros.jpg“ alt=“Prudential and brokers finance“ title_text=“Prudential & Brokers Finance“ align=“center“ _builder_version=“4.5.1″ width_tablet=““ width_phone=“70%“ width_last_edited=“on|phone“ module_alignment=“center“][\/et_pb_image][\/et_pb_column][et_pb_column type=“1_3″ _builder_version=“4.4.9″ custom_css_main_element_last_edited=“on|tablet“ custom_css_main_element_phone=“||“][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-willis-towers-watson-pbf-seguros.jpg“ alt=“Willis Towers Watson – Networks | PBF seguros“ title_text=“Willis Towers Watson – Networks | PBF seguros“ url=“https:\/\/willisnetworks.es\/“ url_new_window=“on“ align=“center“ _builder_version=“4.4.9″ width_tablet=““ width_phone=“200px“ width_last_edited=“on|phone“ custom_margin=“||5px||false|false“][\/et_pb_image][et_pb_image src=“https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-logo-mediadores-de-seguros-colegiados-pbf-seguros.jpg“ alt=“Mediador de seguros colegiado | PBF seguros“ title_text=“Mediador de seguros colegiado | PBF seguros“ url=“http:\/\/www.mediaseguros.es\/“ url_new_window=“on“ align=“center“ _builder_version=“4.4.9″ width_tablet=““ width_phone=“60px“ width_last_edited=“on|phone“][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Entscheiden Sie sich f\u00fcr die Lebensversicherung, die am besten zu Ihren Investitionen und Ihnen passtFondsgebundene Lebensversicherung   Die Unit Linked (UL) ist eine Lebensversicherung, genauer gesagt f\u00fcr die gesamte Lebensdauer, die aus Investmentfonds besteht, bei der das Anlagerisiko vollst\u00e4ndig vom Kunden \u00fcbernommen wird. Da es sich um eine Lebensversicherung handelt, gibt es ein Todeskapital, sodass […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.4.8\" background_color=\"rgba(0,0,0,0.1)\" background_image=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/img-top-seguros-vida-de-inversion_pbf-seguros.jpg\" background_blend=\"overlay\" custom_margin=\"||||true|false\" custom_padding=\"13%||13%||true|false\" animation_style=\"fade\"][et_pb_row _builder_version=\"4.4.8\" width=\"750px\" width_tablet=\"80%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.8\"][et_pb_text _builder_version=\"4.4.8\" text_font=\"Montserrat|600|||||||\" text_text_color=\"#ffffff\" header_font=\"|600|||||||\" header_text_align=\"center\" header_text_color=\"#ffffff\" header_font_size=\"40px\" header_line_height=\"1.1em\" text_orientation=\"center\" custom_margin=\"||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||10px||false|false\" custom_margin_last_edited=\"on|phone\" header_font_size_tablet=\"35px\" header_font_size_phone=\"20px\" header_font_size_last_edited=\"on|phone\" header_text_shadow_style=\"preset2\"]

Choose the Life Insurance that best suits you and your investments<\/h1>[\/et_pb_text][et_pb_button button_url=\"#presupuesto\" button_text=\"Request a Quote\" button_alignment=\"center\" _builder_version=\"4.5.8\" custom_button=\"on\" button_text_size=\"25px\" button_text_color=\"#ffffff\" button_bg_color=\"#339966\" button_border_width=\"0px\" button_border_color=\"rgba(0,0,0,0)\" button_border_radius=\"35px\" button_font=\"|600|||||||\" custom_margin=\"25px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10px||10px||true|false\" button_text_size_tablet=\"22px\" button_text_size_phone=\"15px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"preset3\" locked=\"off\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" background_color=\"rgba(0,0,0,0)\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"1px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||||false|false\" custom_padding_tablet=\"30px||30px||true|false\" custom_padding_phone=\"20px||20px||true|false\" locked=\"off\"][et_pb_row _builder_version=\"4.4.8\" width=\"850px\" width_tablet=\"80%\" width_phone=\"90%\" width_last_edited=\"on|phone\" custom_margin=\"||20px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_image src=\"https:\/\/www.pbfseguros.com\/wp-content\/uploads\/2020\/06\/ico-seguros-vida_unit-linked_pbf-seguros.gif\" title_text=\"ico-seguros-vida_unit-linked_pbf-seguros\" align=\"center\" _builder_version=\"4.4.8\" custom_margin=\"||15px||false|false\" animation_style=\"fade\"][\/et_pb_image][et_pb_text _builder_version=\"4.4.9\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"70px\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\"]

Unit Linked<\/h3>\r\n[\/et_pb_text][et_pb_text _builder_version=\"4.4.8\" text_text_color=\"#000000\" text_orientation=\"justified\" text_font_size_tablet=\"\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|desktop\"]

The Unit Linked (UL) is a Life Savings Insurance<\/strong>, specifically whole life, made up of investment funds, where the risk of the investment is assumed entirely by the client.<\/p>\r\n

As it is a life insurance, there is a death capital, so in case of the insured's death, his or her beneficiaries will receive a capital in addition to the value of the investment.<\/p>[\/et_pb_text][et_pb_text ul_type=\"none\" module_class=\"lista_coberturas\" _builder_version=\"4.4.9\" text_text_color=\"#000000\" background_color=\"rgba(204,204,102,0.34)\" text_orientation=\"justified\" width=\"90%\" width_tablet=\"\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"75px||||false|false\" custom_margin_tablet=\"80px||||false|false\" custom_margin_phone=\"60px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"50px|40px|50px|40px|false|true\" custom_padding_tablet=\"\" custom_padding_phone=\"|30px||30px|false|true\" custom_padding_last_edited=\"on|phone\" text_font_size_tablet=\"\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"18px\" header_3_font_size_last_edited=\"on|phone\" text_orientation_tablet=\"\" text_orientation_phone=\"left\" text_orientation_last_edited=\"on|phone\"]

Taxation<\/h3>\r\n

Contributions are not tax-deductible. Depending on who is reflected as the policyholder and beneficiary, and whether it is a survivor's ransom or a death benefit, it will be taxed in one way or another.<\/p>\r\n

The Unit Linked product<\/strong> is ideal for planning the transmission of an inheritance, because as it is a life insurance policy it is not part of the inheritance, and in case of the death of the insured, the beneficiaries will pay inheritance tax, with important reductions and bonuses depending on the autonomous community and kinship.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" module_id=\"presupuesto\" _builder_version=\"4.4.9\" background_color=\"#e5e8e8\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"||80px||false|false\" custom_padding_tablet=\"25px||25px||true|false\" custom_padding_phone=\"15px||15px||true|false\" locked=\"off\"][et_pb_row custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.4.8\" width_tablet=\"90%\" width_phone=\"\" width_last_edited=\"on|tablet\" custom_margin=\"||0px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"||0px||false|false\" custom_padding_tablet=\"||10px||false|false\" custom_padding_phone=\"\"][et_pb_column type=\"4_4\" _builder_version=\"4.4.7\"][et_pb_text _builder_version=\"4.4.8\" header_2_font=\"|300|||||||\" header_2_text_align=\"center\" header_2_text_color=\"#95b344\" header_2_font_size=\"55px\" header_3_font=\"|600|||||||\" header_3_text_align=\"center\" header_3_font_size=\"26px\" header_3_line_height=\"1.2em\" custom_margin=\"||10px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||0px||false|false\" custom_margin_last_edited=\"on|phone\" header_2_font_size_tablet=\"60px\" header_2_font_size_phone=\"40px\" header_2_font_size_last_edited=\"on|tablet\" header_3_font_size_tablet=\"20px\" header_3_font_size_phone=\"18px\" header_3_font_size_last_edited=\"on|phone\" header_3_line_height_tablet=\"\" header_3_line_height_phone=\"1.3em\" header_3_line_height_last_edited=\"on|phone\"]

Quotation request<\/h2>\r\n

Without any obligation, we will send it to you within 24 hours.<\/h3>[\/et_pb_text][et_pb_text _builder_version=\"4.5.8\" text_font_size=\"20px\" text_orientation=\"center\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" module_alignment=\"center\" text_font_size_tablet=\"16px\" text_font_size_phone=\"\" text_font_size_last_edited=\"on|phone\" header_3_font_size_tablet=\"\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\" width__hover_enabled=\"on|desktop\"]

We work with the best insurance companies that are specialized in\u00a0Life Investment Insurance.<\/h3>\r\n

You are three steps away from your Life Investment Insurance at the best price!<\/h3>[\/et_pb_text][dsm_contact_form_7 cf7_library=\"2974\" show_validation=\"on\" label_bottom_spacing=\"-15px\" button_alignment=\"right\" input_background_color=\"#ffffff\" error_msg_background_color=\"rgba(0,0,0,0)\" validation_error_background_color=\"rgba(0,0,0,0)\" module_id=\"formulario_presupuesto\" _builder_version=\"4.5.8\" labels_font=\"|600|||||||\" labels_text_color=\"#4f4f4f\" input_textarea_select_text_color=\"#898989\" placeholder_text_color=\"#000000\" radio_checkbox_text_color=\"#000000\" error_validation_text_align=\"center\" success_validation_text_align=\"center\" success_validation_text_color=\"#27ae60\" custom_button_one=\"on\" button_one_text_size=\"20px\" button_one_text_color=\"#ffffff\" button_one_bg_color=\"#339966\" button_one_border_width=\"0px\" button_one_border_radius=\"30px\" button_one_font=\"|600|||||||\" button_one_use_icon=\"off\" width=\"70%\" width_tablet=\"80%\" 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We'll call you
FOR FREE!<\/h3>\r\n

We assist you in your language:
Spanish, English, Italian, German and French<\/strong>. From the office of your choice.<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" _builder_version=\"4.4.8\" custom_padding=\"120px|||||\" custom_padding_tablet=\"60px||||false|false\" custom_padding_phone=\"0px||0px||false|false\" global_module=\"2752\" saved_tabs=\"all\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.4.9\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" custom_margin=\"40px||80px||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"||40px||false|false\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.4.9\" custom_padding=\"3%||||false|false\" custom_padding_tablet=\"0%||||false|false\" custom_padding_phone=\"0px||||false|false\" custom_padding_last_edited=\"on|phone\" custom_css_main_element_last_edited=\"on|tablet\" custom_css_main_element_phone=\"||\"][et_pb_text disabled_on=\"off|off|off\" _builder_version=\"4.5.8\" header_3_font=\"||||||||\" header_3_text_align=\"center\" header_3_font_size=\"32px\" header_4_font=\"|700|||||||\" header_4_text_align=\"center\" header_4_font_size=\"20px\" module_alignment=\"center\" custom_margin=\"||6px||false|false\"]

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